976 Sycamore Ln, El Cajon, CA 92019 Property Records

San Diego County property record for 976 Sycamore Ln, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,796 sqft · built 1976
Lot Size	0.95 acres (41,382 sqft)
Owner	Trust Name on File
Last Sale	$266,000 (Jun 1991)
Tax Bill	$5,572 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`507-530-23-00`

Property Details

APN / Parcel Number

Primary APN	`507-530-23-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,796 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	41,382 sqft (0.95 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	976 SYCAMORE LN
City	EL CAJON
State	CA
Zip	92019-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	BLK 31 LOT 5 DOC161815REC71 IN TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	31
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1017
Census Tract	16403

Owner

976 Sycamore Ln is owner-occupied and held in a trust since September 2012.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	976 SYCAMORE LN, EL CAJON, CA 92019-1125
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit EAST COUNTY SCHOOLS FCU
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit EAST COUNTY SCHOOLS FCU
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 1991 · Amount on File
Deed Sale	Jun 5, 1991 · Amount on File
Prior Sale	Jul 28, 1989 · Amount on File
Deed Document Number	1991265960
Last Transfer Date	Sep 5, 2012
Transfer Doc	0000556612
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	976 SYCAMORE LN, EL CAJON, CA 92019-1125
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 SYCAMORE LN, EL CAJON, CA 92019-1125

Mortgage

Document Number	0000111530
Date	Mar 14, 2022
Instrument	2022-0111530

Lender

Name	EAST COUNTY SCHOOLS FCU
Type	Credit Union
Address	EL CAJON, CA 92021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	976 SYCAMORE LN, EL CAJON, CA 92019-1125
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000418802
Date	Jun 7, 2021
Instrument	2021-0418802

Lender

Name	EAST COUNTY SCHOOLS FCU
Type	Credit Union
Address	EL CAJON, CA 92021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 6, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	976 SYCAMORE LN, EL CAJON, CA 92019-1125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 SYCAMORE LN, EL CAJON, CA 92019-1125

Mortgage

Document Number	0000717272
Date	Nov 16, 2020
Instrument	2020-0717272

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 976 Sycamore Ln was $5,572 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$489,350 (+2%) Land $281,122 Building $208,228
2025	$5,572.00 Homeowner's exemption	$479,756 Land $275,610 Building $204,146
2023	$5,458.00 (+1.62%) Homeowner's exemption	$461,128 Land $264,908 Building $196,220
2022	$5,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 976 Sycamore Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 976 Sycamore Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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