976 Sweeney Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 976 Sweeney Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,650 sqft · built 2014
Lot Size	0.247 acres (10,790 sqft)
Owner	Company Name on File
Last Sale	$389,000 (Dec 2020)
Tax Bill	$9,609 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`O67 22337 0042`

Property Details

APN / Parcel Number

Primary APN	`O67 22337 0042`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,650 sqft Living Area
1st Floor Area	2,650 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,790 sqft (0.247 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	976 SWEENEY DR
City	DAYTON
State	OH
Zip	45458-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	192 WASHINGTON TRACE SEC 7
Legal Subdivision	WASHINGTON TRACE SEC 7
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3003
Census Tract	40406

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Co-owner	Co-owner on File
Mailing Address	976 SWEENEY DR, DAYTON, OH 45458-5047
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 8, 2020	Warranty Deed, Transfer · Conventional with PMI PNC BK NA
Jan 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 12, 2019	Deed of Trust, Mortgage · Line of Credit UNION SVGS
Aug 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Jan 31, 2020
Deed Document Number	2020-00073637
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	976 SWEENEY DR, DAYTON, OH 45458-5047
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044063
Date	Jun 9, 2021
Instrument	2021-00044063

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	976 SWEENEY DR, DAYTON, OH 45458-5047
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 SWEENEY DR, CENTERVILLE, OH 45458-5047

Mortgage

Document Number	0000068794
Date	Nov 3, 2022
Instrument	2022-00068794

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 5, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 8, 2020
Property Address	976 SWEENEY DR, DAYTON, OH 45458-5047
Document Number	0000073637
Instrument Date	Sep 22, 2020
Instrument	73637
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,167.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	976 SWEENEY DR SUGARCREEK TOWNSHIP OH 454585047, SUGARCREEK TOWNSHIP, OH 45458-5047

Mortgage

Document Number	73717
Date	Dec 8, 2020
Instrument	73717

Lender

Name	PNC BK NA
Address	3232 NEWMARK DR, MIAMISBURG, OH 45342-5421

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 31, 2020
Property Address	976 SWEENEY DR, DAYTON, OH 45458-5047
Document Number	0000007659
Instrument Date	Jan 30, 2020
Instrument	7659
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 SWEENEY DR DAYTON OH 454585047, DAYTON, OH 45458-5047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	976 SWEENEY DR, DAYTON, OH 45458-5047
Document Number	0000001552
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	976 SWEENEY DR CENTERVILLE OH 454585047, CENTERVILLE, OH 45458-5047

Mortgage

Document Number	0000001552
Date	Jan 9, 2020
Instrument	1552

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 8, 2030

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 15, 2017
Property Address	976 SWEENEY DR, DAYTON, OH 45458-5047
Document Number	0000047997
Instrument Date	Aug 11, 2017
Instrument	47997
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	976 SWEENEY DR DAYTON OH 454585047, DAYTON, OH 45458-5047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,800 (-) Land $24,270 Building $128,530
2024	$9,609.00 (+104.36%)
2023	$4,702.00	$152,800 Land $24,270 Building $128,530	$436,570 Land $69,330 Building $367,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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