Polk County property record for 976 Suffolk Pl, Davenport, FL 33896
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,273 sqft · built 2019 |
| Lot Size | 0.28 acres (12,175 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,914 (May 2019) |
| Tax Bill | $3,160 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-26-05-701151-001260 |
| Primary APN | 27-26-05-701151-001260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,273 sqft Living Area |
| Gross Area | 3,021 sqft |
| 1st Floor Area | 2,273 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,175 sqft (0.28 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 262 sqft |
| Street Address | 976 SUFFOLK PL |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33896-5120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHIRE AT WEST HAVEN PHASE TWO PB 151 PG 35-36 LOT 126 |
| Legal Range | 27E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | SHIRE AT WEST HAVEN PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 701151 |
| Legal Block | 1 |
| Legal Lot Number | 126 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12405 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 976 SUFFOLK PL, DAVENPORT, FL 33896-5120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 22, 2020 | Deed of Trust, Mortgage NBKC BK |
| May 7, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI NBKC BK |
| Nov 6, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2019 · Amount on Record |
| Deed Sale | May 7, 2019 · Amount on Record |
| Prior Sale | Sep 23, 2016 · Amount on Record |
| Deed Document Number | 201993513 |
| Deed Book / Page | 10834 / 133 |
| Last Transfer Date | Dec 30, 2024 |
| Transfer Doc | 0000011073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 976 SUFFOLK PL, DAVENPORT, FL 33896-5120 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000244911 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 12875/2235 |
| Instrument | 2023244911 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 976 SUFFOLK PL, DAVENPORT, FL 33896-5120 |
| Document Number | 0112510177 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 976 SUFFOLK PL DAVENPORT FL 338965120, DAVENPORT, FL 33896-5120 |
| Document Number | 0112510177 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 011251/000177 |
| Instrument | 108929 |
| Name | NBKC BK |
|---|---|
| Address | KANSAS CITY, MO 64114 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 7, 2019 |
| Property Address | 976 SUFFOLK PL, DAVENPORT, FL 33896-5120 |
| Document Number | 0108340133 |
| Book / Page | 010834 / 000133 |
| Instrument Date | May 3, 2019 |
| Instrument | 93513 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 21, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,099.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 521FA LOUGHMAN FL 33858, LOUGHMAN, FL 33858 |
| Document Number | 108340135 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 010834/000135 |
| Instrument | 93514 |
| Name | NBKC BK |
|---|---|
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 6, 2017 |
| Property Address | 976 SUFFOLK PL, DAVENPORT, FL 33896-5120 |
| Document Number | 0103070099 |
| Book / Page | 010307 / 000099 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 212800 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $16,125.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2822 COMMERCE PARK DR #100 ORLANDO FL 328198636, 100, ORLANDO, FL 32819-8636 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,326 (+2.7%) | $346,661 (-12.9%) Land $65,000 Building $281,661 | |
| 2025 | $3,160.00 (-9.17%) | $284,641 (+5.99%) | $398,023 (+1.1%) Land $65,000 Building $333,023 |
| 2023 | $3,479.00 (+2.81%) Homeowner's exemption | $268,562 (+3%) | $393,678 (+18.76%) Land $63,000 Building $330,678 |
| 2022 | $3,384.00 Homeowner's exemption | $260,740 | $331,503 Land $63,000 Building $268,503 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 4 (2012–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST serves 60,557 people · EPA ID FL6530617 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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