976 Steamboat Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 976 Steamboat Dr, Cincinnati, OH 45244

Property Summary

Property Type	Landominium
Details	3 bd · 2.5 ba · 1,294 sqft · built 2023
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on Record
Last Sale	$279,650 (Jun 2023)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-31-11A-213`

Property Details

APN / Parcel Number

Primary APN	`41-31-11A-213`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,294 sqft Living Area
1st Floor Area	440 sqft
Basement Area	110 sqft
Finished Basement	110 sqft
Family Room	Family Room

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Lot Area	3,006 sqft (0.069 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	140 sqft
Poultry House	18 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	976 STEAMBOAT DR
City	CINCINNATI
State	OH
Zip	45244-4822
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Landominium
Legal Description	ASPEN WOODS SUBDIVISION SECTION 2A; LOT 67
Legal Subdivision	ASPEN WOODS SUBDIVISION
Legal Lot Number	67
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4000
Census Tract	41405

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	976 STEAMBOAT DR, CINCINNATI, OH 45244-4822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Feb 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Feb 21, 2023 · Amount on Record
Deed Document Number	202311729
Deed Book / Page	2947 / 2770
Record Updated	Jun 8, 2026

June 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jun 30, 2023
Property Address	976 STEAMBOAT DR, CINCINNATI, OH 45244-4822
Document Number	0000011729
Book / Page	2947 / 2770
Map Reference	MB 2929 PG 5934-5937
Instrument Date	Jun 29, 2023
Instrument	202300011729
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 STEAMBOAT DR, CINCINNATI, OH 45244-4822

Mortgage

Document Number	0000011730
Date	Jun 30, 2023
Instrument	202300011730

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2043

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Feb 21, 2023
Property Address	976 STEAMBOAT DR, CINCINNATI, OH 45244-4822
Document Number	0000002757
Book / Page	2938 / 5319
Map Reference	MB 2929 PG 5934-5937
Instrument Date	Feb 14, 2023
Instrument	202300002757
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 ERIE AVE, CINCINNATI, OH 45208-2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8622 JACQUEMIN DR, WEST CHESTER, OH 45069-4852
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,706.00	$73,650 Land $18,170 Building $55,480
2024			$210,400 Land $51,900 Building $158,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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