State of Hawaii and Honolulu County property record for 976 Spencer St, Honolulu, HI 96822
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,566 sqft · built 1948 |
| Lot Size | 0.074 acres (3,218 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,057 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-2-4-015-014 |
| Primary APN | 1-2-4-015-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 1,566 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,218 sqft (0.074 acres) |
| Garage Type | Carport |
| Garage Area | 198 sqft |
| Carport | Carport |
| Carport Area | 198 sqft |
| Cooling System | Central |
|---|
| Street Address | 976 SPENCER ST |
|---|---|
| City | HONOLULU |
| State | HI |
| Zip | 96822-3735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U/12/12 |
| Legal Description | 1ST: LOT 7 POR RP GR 3470 3218 SF DES 2ND: UND 1/6INT IN RDWY 3455 SF DES |
| Legal Subdivision | SPENCER STREET |
| Legal Lot Number | 7 |
| Jurisdiction | HONOLULU HI |
| Township / Civil Division | HONOLULU |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 3411 |
976 Spencer St is owned and occupied by an individual who acquired it in December 2012.
Source: State of Hawaii and Honolulu County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 976 SPENCER ST, HONOLULU, HI 96822-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2012 |
| Transfer Doc | 0A47410903 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 976 Spencer St was $3,057.
Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Honolulu County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,057.00 | $872,400 (-0.14%) Land $779,600 Building $92,800 | $872,400 (-0.14%) Land $779,600 Building $92,800 |
| 2025 | $3,057.00 (+0.16%) | $873,600 (+0.17%) Land $779,600 Building $94,000 | $873,600 (+0.17%) Land $779,600 Building $94,000 |
| 2024 | $3,052.00 (+0.23%) | $872,100 (+0.24%) Land $779,600 Building $92,500 | $872,100 (+0.24%) Land $779,600 Building $92,500 |
| 2023 | $3,045.00 (+2.53%) | $870,000 Land $779,600 Building $90,400 | $870,000 Land $779,600 Building $90,400 |
| 2022 | $2,970.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 976 Spencer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 976 Spencer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HNL-WINDWARD-PEARL HARBOR serves 631,389 people · EPA ID HI0000331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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