York County property record for 976 Saddle Ridge Rd, Fort Mill, SC 29708
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,436 sqft · built 1985 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,000 (Mar 1993) |
| Tax Bill | $1,153 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 718-00-00-106 |
| Primary APN | 718-00-00-106 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,436 sqft Living Area |
| 1st Floor Area | 2,436 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Area | 592 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 92 sqft |
| Street Address | 976 SADDLE RIDGE RD |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29708-7995 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC-I |
| Legal Description | LOT 52 (.96AC) SADDLEGATE SUB |
| Legal Subdivision | SADDLEGATE SUB |
| Legal Lot Number | 52 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 61006 |
976 Saddle Ridge Rd is owned and occupied by two individuals who bought it in March 1993.
Source: York County records, as of November 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 976 SADDLE RIDGE RD, FORT MILL, SC 29708-7995 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 1993 · Amount on File |
| Deed Sale | Mar 16, 1993 · Amount on File |
| Deed Document Number | 0000666246 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 976 Saddle Ridge Rd was $1,153 with an additional exemption.
Source: York County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,153.00 Additional exemption filed | $8,570 Land $2,290 Building $6,280 | $359,300 Land $96,000 Building $263,300 |
| 2023 | $932.00 Additional exemption filed | $7,452 Land $2,250 Building $5,202 | $248,411 Land $75,000 Building $173,411 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 976 Saddle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 976 Saddle Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Comporium Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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