Berkeley County property record for 976 S Main St, Saint Stephen, SC 29479
| Property Type | Mobile Home |
|---|---|
| Details | 1,904 sqft · built 2024 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (May 2025) |
| Tax Bill | $2,195 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Aug 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-00-02-008 |
| Primary APN | 036-00-02-008 |
|---|
| Building Area | 1,904 sqft Finished Area |
|---|---|
| 1st Floor Area | 1,904 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Mobile Home |
| Lot Area | 12,632 sqft (0.29 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 976 S MAIN ST |
|---|---|
| City | SAINT STEPHEN |
| State | SC |
| Zip | 29479-3495 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BERKELEY C |
| Legal Subdivision | RUSSELLVLE/41 SEC/HARRISTOWN/WEST OF |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | ST. STEPHEN |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 20201 |
Source: Berkeley County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 976 S MAIN ST, SAINT STEPHEN, SC 29479-3495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage CLICK N CLOSE INC |
| Aug 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLICK N CLOSE INC |
| May 22, 2025 | Deed, Transfer · FHA Mortgage CLICK N CLOSE INC |
| Aug 22, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on Record |
| Deed Sale | May 22, 2025 · Amount on Record |
| Prior Sale | Mar 30, 2022 · Amount on Record |
| Deed Document Number | 202516362 |
| Deed Book / Page | 5204 / 130 |
| Prior Transfer Date | Aug 7, 2023 |
| Prior Transfer Doc | 04642/0534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 976 S MAIN ST, SAINT STEPHEN, SC 29479-3495 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 05279/0269 |
|---|---|
| Date | Aug 1, 2025 |
| Book Page | 5279/269 |
| Instrument | 2025025453 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 976 S MAIN ST, SAINT STEPHEN, SC 29479-3495 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 05279/0294 |
|---|---|
| Date | Aug 1, 2025 |
| Book Page | 5279/294 |
| Instrument | 2025025454 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | May 22, 2025 |
| Property Address | 976 S MAIN ST, SAINT STEPHEN, SC 29479-3495 |
| Document Number | 05204/0130 |
| Book / Page | 5204 / 130 |
| Map Reference | CAB P PG 392-E |
| Instrument Date | May 14, 2025 |
| Instrument | 2025016362 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 976 S MAIN ST, SAINT STEPHEN, SC 29479-3495 |
| Document Number | 2025016363 |
|---|---|
| Date | May 22, 2025 |
| Instrument | 2025016363 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 1, 2054 |
| Document Number | 05204/0161 |
|---|---|
| Date | May 22, 2025 |
| Book Page | 5204/161 |
| Instrument | 2025016364 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Aug 22, 2023 |
| Property Address | 976 S MAIN ST, SAINT STEPHEN, SC 29479-3495 |
| Document Number | 04642/0534 |
| Book / Page | 4642 / 534 |
| Map Reference | CAB P PG 392-E |
| Instrument Date | Aug 7, 2023 |
| Instrument | 2023025700 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1573, SAINT STEPHEN, SC 29479-1573 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $209,600 (+2,681.32%) Land $50,000 Building $159,600 | $209,600 (+66.88%) Land $50,000 Building $159,600 | |
| 2025 | $2,195.00 (+18,191.67%) | $7,536 (+188,3%) Land $780 Building $6,756 | $125,600 (+4,086.67%) Land $13,000 Building $112,600 |
| 2024 | $12.00 | ||
| 2022 | $12.00 | $4 Land $4 | $3,000 Land $3,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 80% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Cable | 2,000 / 500 |
| Starlink Satellite | 280 / 30 |
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