Schenectady County and Niskayuna Town property record for 976 Riverview Rd, Niskayuna, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,078 sqft · built 1958 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $148,000 (Apr 2015) |
| Tax Bill | $7,170 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 61.16-3-21 |
| Primary APN | 422400 61.16-3-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,078 sqft Living Area |
| 1st Floor Area | 638 sqft |
| Upper Floors Area | 220 sqft |
| Basement Area | 220 sqft |
| Finished Basement | 220 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 976 RIVERVIEW RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 3 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 31901 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 976 RIVERVIEW RD, SCHENECTADY, NY 12309-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2015 · Amount on Record |
| Deed Sale | Apr 6, 2015 · Amount on Record |
| Prior Sale | Apr 6, 2015 · Amount on Record |
| Deed Book / Page | 1912 / 164 |
| Prior Transfer Date | Nov 13, 2013 |
| Prior Transfer Doc | 0000052032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 20, 2022 |
| Property Address | 976 RIVERVIEW RD, SCHENECTADY, NY 12309-1721 |
| Document Number | 0000050130 |
| Book / Page | 2093 / 413 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 202250130 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 976 RIVERVIEW RD, NISKAYUNA, NY 12309-1721 |
| Name | Verified Name |
|---|---|
| Address | 1005 WAYNE RD, SCHENECTADY, NY 12303-3778 |
| Document Number | 0000050131 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 202250131 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 976 RIVERVIEW RD, SCHENECTADY, NY 12309-1721 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000017561 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 4997/330 |
| Instrument | 202017561 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2040 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,170.00 (+1.33%) | ||
| 2025 | $7,076.00 | $160,000 (+16.79%) Land $41,200 Building $118,800 | $237,000 (+36.68%) Land $61,027 Building $175,973 |
| 2023 | $137,000 Land $41,200 Building $95,800 | $173,400 Land $52,147 Building $121,253 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures