976 Riverview Rd, Havana, FL 32333 Property Records

Gadsden County property record for 976 Riverview Rd, Havana, FL 32333

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,280 sqft · built 1980
Lot Size	2.05 acres (89,646 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Apr 2024)
Tax Bill	$1,625 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-31-3N-2W-0000-00321-0100`

Property Details

APN / Parcel Number

Primary APN	`2-31-3N-2W-0000-00321-0100`
Alternative APN	`1042950000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
Gross Area	3,154 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	89,646 sqft (2.05 acres)
Garage Area	572 sqft
Porch	Porch
Porch Area	198 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	976 RIVERVIEW RD
City	HAVANA
State	FL
Zip	32333-4177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 949 P 192 OR 869 P 41 OR 66
Legal Range	2W
Legal Township	3N
Legal Section	31
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2031
Census Tract	20101

Owner

Source: Gadsden County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	976 RIVERVIEW RD, HAVANA, FL 32333-4177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 22, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on Record
Deed Sale	Apr 25, 2024 · Amount on Record
Prior Sale	Oct 22, 2019 · Amount on Record
Deed Document Number	20242866
Deed Book / Page	949 / 192
Prior Transfer Date	Feb 15, 2024
Prior Transfer Doc	0009490192
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	976 RIVERVIEW RD, HAVANA, FL 32333-4177
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 RIVERVIEW RD, HAVANA, FL 32333-4177

Mortgage

Document Number	0009310141
Date	Mar 10, 2023
Book Page	931/141
Instrument	230001846

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Oct 22, 2019
Property Address	976 RIVERVIEW RD, HAVANA, FL 32333-4177
Document Number	0008690041
Book / Page	000869 / 000041
Instrument Date	Oct 18, 2019
Instrument	8594
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	OWEN TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	976 RIVERVIEW RD HAVANA FL 323334177, HAVANA, FL 32333-4177

Mortgage

Document Number	8690043
Date	Oct 22, 2019
Book Page	000869/000043
Instrument	8595

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,625.00 (-8.3%) Homeowner's exemption	$155,194 (+1.11%)	$189,921 (+0.18%) Land $30,620 Building $159,301
2024	$1,772.00 (+66.7%) Homeowner's exemption	$153,492 (+34.66%)	$189,585 (+10.22%) Land $29,162 Building $160,423
2023	$1,063.00 (+4.32%) Homeowner's exemption	$113,981 (+3%)	$172,000 (+8.59%) Land $22,638 Building $149,362
2022	$1,019.00 Homeowner's exemption	$110,662	$158,390 Land $12,348 Building $146,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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