976 River Rd, Lindley, NY 14858 Property Records

Steuben County and Lindley Town property record for 976 River Rd, Lindley, NY 14858

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,456 sqft · built 2018
Lot Size	11.4 acres (500,504 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,922 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2022 Line of Credit + 1 more
APN	`465800 388.00-02-008.112`

Property Details

APN / Parcel Number

Primary APN	`465800 388.00-02-008.112`
Alternative APN	`58003880000002008112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	500,504 sqft (11.4 acres)
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	976 RIVER RD
City	LINDLEY
State	NY
Zip	14858-9754
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	04
Legal Block	2
Legal Lot Number	8.112
Jurisdiction	STEUBEN NY
Township / Civil Division	LINDLEY
Census Block Group	3
Census Block	3027
Census Tract	963000

Owner

Source: Steuben County and Lindley Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	976 RIVER RD, LINDLEY, NY 14858-9754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit FIRST HERITAGE FCU
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Sep 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	976 RIVER RD, LINDLEY, NY 14858-9754
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005223/129
Date	Oct 27, 2025
Book Page	5223/129

Lender

Name	FIRST HERITAGE FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2030

Interest

Rate Type	Adjustable Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	976 RIVER RD, LINDLEY, NY 14858-9754
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004920/306
Date	Nov 9, 2022
Book Page	4920/306

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	97 Months
Due	Dec 1, 2030

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	976 RIVER RD, LINDLEY, NY 14858-9754
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4445/93
Date	Sep 9, 2019
Book Page	4445/93

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2024

Tax Assessment & Valuation

Source: Steuben County and Lindley Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Lindley Town
Unified School District	Corning City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,922.00 (+3.82%)
2025	$4,741.00 (+274.78%)	$116,900 (-) Land $24,500 Building $92,400	$167,000 (+1%) Land $35,000 Building $132,000
2023		$116,900 (-) Land $24,500 Building $92,400	$151,818 (+9.09%) Land $31,818 Building $120,000
2022		$116,900 Land $24,500 Building $92,400	$139,167 Land $29,167 Building $110,000
2021	$1,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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