St. Clair County property record for 976 Payne Dr, Gallant, AL 35972
| Property Type | Single Family Home |
|---|---|
| Details | 1,067 sqft · built 1920 |
| Lot Size | 66 acres (2,874,960 sqft) |
| Owner | 2 Individual Names on Record |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-07-35-0-000-004.000 |
| Primary APN | 03-07-35-0-000-004.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,067 sqft Heated Area |
| 1st Floor Area | 1,863 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,874,960 sqft (66 acres) |
| Gazebo | 252 sqft |
| Heating System | Gravity Furnace |
|---|
| Street Address | 976 PAYNE DR |
|---|---|
| City | GALLANT |
| State | AL |
| Zip | 35972-3327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2, NW1/4-NW1/4 & ALSO PT COM INT S LINE NW1/4- NW1/4-NW1/4 & NE ROW FERGUSON LOOP RD TH E 250' TO BEG TH SELY ON OLD RD 77 |
| Legal Range | 03E |
| Legal Township | 12S |
| Legal Section | 35 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | ASHVILLE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40402 |
Source: St. Clair County records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 976 PAYNE DR, GALLANT, AL 35972-3327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: St. Clair County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | St. Clair County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $65,988 (+24.36%) Land $49,220 Building $16,768 | $329,940 (+24.36%) Land $246,100 Building $83,840 |
| 2023 | $53,063 Land $39,371 Building $13,692 | $265,316 Land $196,856 Building $68,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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