Cumberland County property record for 976 Pan Dr, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,772 sqft · built 1987 |
| Lot Size | 3.98 acres (173,369 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Sep 2014) |
| Tax Bill | $4,573 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0431-66-1425 |
| Primary APN | 0431-66-1425 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,772 sqft Heated Area |
| 1st Floor Area | 2,544 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 173,369 sqft (3.98 acres) |
| Lot Dimensions | 435 ft deep x 400 ft wide |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 476 sqft |
| Patio Area | 481 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 976 PAN DR |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-9783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | STEPHEN H ROYAL & WIFE LESLIE RECOMB LO:4 & 5 SE:01 PL:0136-0061 |
| Legal Subdivision | ORCHARD IN THE PINES |
| Legal Block | 66 |
| Legal Lot Number | 4 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | GRAYS CREEK |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 3004 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 976 PAN DR, HOPE MILLS, NC 28348-9783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2014 · Amount on Record |
| Deed Sale | Sep 25, 2014 · Amount on Record |
| Deed Book / Page | 9514 / 158 |
| Record Updated | Oct 29, 2026 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,573.00 | ||
| 2025 | $4,573.00 (+15.04%) | $513,338 (+40.72%) Land $75,000 Building $438,338 | $513,338 (+40.72%) Land $75,000 Building $438,338 |
| 2024 | $3,975.00 (+0.94%) | $364,795 (-) Land $52,500 Building $312,295 | $364,795 (-) Land $52,500 Building $312,295 |
| 2023 | $3,938.00 (+0.95%) | $364,795 Land $52,500 Building $312,295 | $364,795 Land $52,500 Building $312,295 |
| 2022 | $3,901.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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