Cook County property record for 976 Oak Ridge Blvd, Elgin, IL 60120
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,697 sqft · built 2007 |
| Lot Size | 0.131 acres (5,697 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (May 2019) |
| Tax Bill | $5,658 (2023) |
| Deeds & Mortgages | May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-406-067 |
| Primary APN | 06-20-406-067 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,697 sqft Living Area |
| 1st Floor Area | 1,697 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,697 sqft (0.131 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 976 OAK RIDGE BLVD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-9220 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | OAK RDG PH 02 |
| Legal Lot Number | 123 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 804512 |
976 Oak Ridge Blvd, a townhouse, is owned and occupied by an individual who bought it in May 2019.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 976 OAK RIDGE BLVD, ELGIN, IL 60120-9220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on File |
| Deed Sale | May 29, 2019 · Amount on File |
| Prior Sale | Nov 13, 2008 · Amount on File |
| Deed Document Number | 201941075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 29, 2019 |
| Property Address | 976 OAK RIDGE BLVD, ELGIN, IL 60120-9220 |
| Document Number | 1914941075 |
| Instrument Date | May 11, 2019 |
| Instrument | 14941075 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 976 OAK RIDGE BLVD ELGIN IL 601209220, ELGIN, IL 60120-9220 |
| Document Number | 1914941076 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 14941076 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,001 Land $8,546 Building $24,455 | $330,010 Land $85,460 Building $244,550 | |
| 2023 | $5,658.00 (+3.91%) | ||
| 2022 | $5,445.00 Homeowner's exemption Senior Citizen's exemption | $25,623 Land $3,999 Building $21,624 | $256,230 Land $39,990 Building $216,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 976 Oak Ridge Blvd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 976 Oak Ridge Blvd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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