Miami-Dade County property record for 976 NW 3rd Ter, Florida City, FL 33034
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,290 sqft · built 2004 |
| Lot Size | 0.223 acres (9,733 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Jun 2005) |
| Tax Bill | $4,198 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 16-7824-033-1340 |
| Primary APN | 16-7824-033-1340 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 1,290 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 9,733 sqft (0.223 acres) |
| Garage Area | 224 sqft |
| Porch | Porch |
| Porch Area | 27 sqft |
| Street Address | 976 NW 3RD TER |
|---|---|
| City | HOMESTEAD |
| State | FL |
| Zip | 33034-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0500 |
| Legal Description | FLORIDA CITY PUD PB 153-84 T-19378 LOT 41 BLK 6 LOT SIZE 9733 SQ FT FAU 16-7824-000-0640 COC 23503-1425 05 2005 3 |
| Legal Range | 38E |
| Legal Township | 57S |
| Legal Section | 24 |
| Legal Subdivision | FLORIDA CITY PUD |
| Legal Block | 6 |
| Legal Lot Number | 41 |
| Jurisdiction | DADE FL |
| Township / Civil Division | HOMESTEAD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11405 |
976 NW 3rd Ter is owned by two individuals who bought it in June 2005.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 343913, HOMESTEAD, FL 33034-0913 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2005 · Amount on File |
| Deed Sale | Jun 22, 2005 · Amount on File |
| Deed Document Number | 2005648601 |
| Deed Book / Page | 23503 / 1425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 976 NW 3RD TER, FLORIDA CITY, FL 33034-3125 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 976 NW 3RD TER, FLORIDA CITY, FL 33034-3125 |
| Document Number | 0000862005 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 33463/3145 |
| Instrument | 2022R0862005 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2025 property tax bill for 976 NW 3rd Ter was $4,198.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Florida City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,198.00 | $123,725 | $356,597 Land $163,398 Building $193,199 |
| 2023 | $3,597.00 (+12.34%) | $309,195 (+15.47%) Land $122,548 Building $186,647 | $309,195 (+15.47%) Land $122,548 Building $186,647 |
| 2022 | $3,202.00 | $267,773 Land $98,039 Building $169,734 | $267,773 Land $98,039 Building $169,734 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 976 NW 3rd Ter in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 405 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 405 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 976 NW 3rd Ter is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORIDA CITY serves 13,453 people · EPA ID FL4130255 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 1.54 mg/L (2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| SkyNet360 Fixed Wireless | 160 / 35 |
May also be available: Hotwire Communications, Verizon.
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