976 Naify Ln, Santa Rosa, CA 95407 Property Records

Sonoma County property record for 976 Naify Ln, Santa Rosa, CA 95407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 2000
Lot Size	0.078 acres (3,413 sqft)
Owner	Individual Name on File
Last Sale	$324,500 (Sep 2003)
Tax Bill	$6,431 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`043-300-002-000`

Property Details

APN / Parcel Number

Primary APN	`043-300-002-000`
Alternative APN	`043-300-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,413 sqft (0.078 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	043-300-002
Street Address	976 NAIFY LN
City	SANTA ROSA
State	CA
Zip	95407-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2000 FM PT 43-041-53 DUTTON PLACE SUB PH 2 LOT 2
Legal Subdivision	DUTTON PLACE SUB
Legal Block	3
Legal Lot Number	2
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3006
Census Tract	153102

Owner

976 Naify Ln is owned and occupied by an individual who bought it in September 2003.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	976 NAIFY LN, SANTA ROSA, CA 95407-6323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2003 · Amount on File
Deed Sale	Sep 3, 2003 · Amount on File
Prior Sale	Aug 28, 2000 · Amount on File
Deed Document Number	2003185077
Prior Transfer Date	Feb 14, 2003
Prior Transfer Doc	0000033328
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	976 NAIFY LN, SANTA ROSA, CA 95407-6323
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	FIRST AMERICAN TITLE COMPANY SYNRGO, FIRST AMER TTL CO SANTA ROSA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 NAIFY LN, SANTA ROSA, CA 95407-6323

Mortgage

Document Number	0000018391
Date	Feb 16, 2021
Instrument	2021018391

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	976 NAIFY LN, SANTA ROSA, CA 95407-6323
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 NAIFY LN, SANTA ROSA, CA 95407-6323

Mortgage

Document Number	0000117675
Date	Oct 27, 2021
Instrument	2021117675

Lender

Name	UMPQUA BANK
Type	Bank
Address	SEBASTOPOL, CA 95472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 976 Naify Ln was $6,431 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Bellevue Union School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$470,578 (+2%) Land $145,014 Building $325,564
2025	$6,431.00 Homeowner's exemption	$461,352 Land $142,171 Building $319,181
2023	$6,241.00 (+4.33%) Homeowner's exemption	$443,439 Land $136,651 Building $306,788
2022	$5,982.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 976 Naify Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 976 Naify Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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