Mesa County property record for 976 Murray St, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,174 sqft · built 2004 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Aug 2026) |
| Tax Bill | $3,985 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-201-35-005 |
| Primary APN | 2697-201-35-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,174 sqft Living Area |
| Gross Area | 3,394 sqft |
| 1st Floor Area | 2,174 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 1,220 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 186 sqft |
| Patio Area | 2,733 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R013470 |
|---|---|
| Street Address | 976 MURRAY ST |
| City | FRUITA |
| State | CO |
| Zip | 81521-3182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 1 ADOBE VIEW SUBDIVISION SEC 20 1N 2W UM & AN UND INT IN TRACTS - 0.33AC |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 20 |
| Legal Subdivision | ADOBE VIEW SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 1504 |
976 Murray St is owned and occupied by two individuals who bought it in August 2026.
Source: Mesa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 976 MURRAY ST, FRUITA, CO 81521-3182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Sep 18, 2025 | Intrafamily Transfer, Transfer |
| Jul 14, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on File |
| Deed Sale | Aug 13, 2026 · Amount on File |
| Prior Sale | Jul 14, 2021 · Amount on File |
| Deed Document Number | 20263167681 |
| Prior Transfer Date | Sep 18, 2025 |
| Prior Transfer Doc | 0003137474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Aug 13, 2026 |
| Property Address | 976 MURRAY ST, FRUITA, CO 81521-3182 |
| Document Number | 0003167681 |
| Instrument Date | Aug 8, 2026 |
| Instrument | 20263167681 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,322.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 976 MURRAY ST, FRUITA, CO 81521-3182 |
| Document Number | 0003167682, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 20263167682 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Sep 18, 2025 |
| Property Address | 976 MURRAY ST, FRUITA, CO 81521-3182 |
| Document Number | 0003137474 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 3137474 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 976 MURRAY ST, FRUITA, CO 81521-3182 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Jul 14, 2021 |
| Property Address | 976 MURRAY ST, FRUITA, CO 81521-3182 |
| Document Number | 0002990266 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 2990266 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 976 MURRAY ST, FRUITA, CO 81521-3182 |
| Document Number | 0002990267 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 2990267 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 976 Murray St was $3,985, up 25.4% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Fruita City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,985.00 (+25.43%) | $47,830 (+23.43%) Land $9,250 Building $38,580 | $765,330 Land $148,000 Building $617,330 |
| 2024 | $3,177.00 (+0.54%) | $38,750 (-) Land $8,260 Building $30,490 | |
| 2023 | $3,160.00 (+8.67%) | $38,750 (+10.49%) Land $8,260 Building $30,490 | $578,300 Land $123,280 Building $455,020 |
| 2022 | $2,908.00 | $35,070 Land $5,910 Building $29,160 | |
| 2021 | $504,520 Land $85,000 Building $419,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 976 Murray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 976 Murray St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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