Union County property record for 976 Mull Valley Rd, Morganton, GA 30560
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,009 sqft · built 2007 |
| Lot Size | 6.34 acres (276,170 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Dec 2025) |
| Tax Bill | $7,548 (2025) |
| Deeds & Mortgages | May 2017 Second Mortgage Jun 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002 003 C |
| Primary APN | 002 003 C |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,009 sqft Heated Area |
| 1st Floor Area | 2,544 sqft |
| 2nd Floor Area | 1,465 sqft |
| Basement Area | 2,496 sqft |
| Unfinished Basement | 2,496 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 276,170 sqft (6.34 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 676 sqft |
| Deck Area | 301 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19605 |
|---|---|
| Street Address | 976 MULL VALLEY RD |
| City | MORGANTON |
| State | GA |
| Zip | 30560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LD 8 LL 82 |
| Jurisdiction | UNION GA |
| Township / Civil Division | IVYLOG |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 101 |
Source: Union County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 976 MULL VALLEY RD, MORGANTON, GA 30560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRIUMPH MORTGAGE |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 11, 2006 | Deed of Trust, Mortgage · Conventional Mortgage APPALACHIAN COMMUNITY BANK |
| Dec 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE |
| Dec 12, 2022 | Limited Warranty Deed, Transfer |
| Feb 7, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2025 · Amount on Record |
| Deed Sale | Dec 2, 2025 · Amount on Record |
| Prior Sale | Dec 13, 2022 · Amount on Record |
| Deed Document Number | 20255508 |
| Deed Book / Page | 1436 / 339 |
| Prior Transfer Date | Jun 21, 2005 |
| Prior Transfer Doc | 000587/269 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION GA |
| Property Address | 976 MULL VALLEY RD, MORGANTON, GA 30560 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001071/434 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 1071/434 |
| Name | TRIUMPH MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION GA |
| Property Address | 976 MULL VALLEY RD, MORGANTON, GA 30560 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 976 MULL VALLEY RD |
| Document Number | 0000001262/0000000491 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 0000001262/0000000491 |
| Instrument | 004440 |
| Name | JP MORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION GA |
| Property Address | 976 MULL VALLEY RD, MORGANTON, GA 30560 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 976 MULL VALLEY RD |
| Document Number | 0000001337/0000000524 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 0000001337/0000000524 |
| Instrument | 000213 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION GA |
| Property Address | 976 MULL VALLEY RD, MORGANTON, GA 30560 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000624/488 |
|---|---|
| Date | Jan 11, 2006 |
| Book Page | 624/488 |
| Name | APPALACHIAN COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 1, 2006 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION GA |
| Recording Date | Dec 2, 2025 |
| Property Address | 976 MULL VALLEY RD, MORGANTON, GA 30560 |
| Document Number | 001436/339 |
| Book / Page | 1436 / 339 |
| Instrument Date | Dec 1, 2025 |
| Instrument | D2025-005508 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 976 MULL VALLEY RD, MORGANTON, GA 30560 |
| Document Number | D2025005509 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | D2025-005509 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | UNION GA |
| Recording Date | Dec 12, 2022 |
| Property Address | 976 MULL VALLEY RD, MORGANTON, GA 30560 |
| Document Number | 001334/734 |
| Book / Page | 1334 / 734 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 2022-002889 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3624 S ATLANTIC AVE STE 102, 102, DAYTONA BEACH, FL 32118-7604 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION GA |
| Recording Date | Feb 7, 2017 |
| Property Address | 976 MULL VALLEY RD, MORGANTON, GA 30560 |
| Document Number | 001064/223 |
| Book / Page | 1064 / 223 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 2017-000228 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1400 S ZACK HINTON PKWY, MCDONOUGH, GA 30253-3356 |
Source: Union County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Union County |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,548.00 (+9.04%) | $698,612 (+7.43%) Land $46,480 Building $652,132 | $1,746,530 (+7.43%) Land $116,200 Building $1,630,330 |
| 2023 | $6,922.00 (+5.01%) | $650,320 Land $37,800 Building $612,520 | $1,625,800 Land $94,500 Building $1,531,300 |
| 2022 | $6,592.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | Oct 1989 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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