Adams County property record for 976 McCoy Rd, Peebles, OH 45660
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,872 sqft · built 1901 |
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Mar 2000) |
| Tax Bill | $368 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-00-00-012.002 |
| Primary APN | 030-00-00-012.002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 2,112 sqft |
| Upper Floors Area | 816 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 15,159 sqft (0.348 acres) |
| Porch | Slab |
| Porch Area | 312 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 976 MCCOY RD |
|---|---|
| City | PEEBLES |
| State | OH |
| Zip | 45660-9281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES: 0.34800 666 7267 E FK BR CR B TEMPLE |
| Jurisdiction | ADAMS OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 770100 |
976 McCoy Rd is owned and occupied by two individuals who bought it in March 2000.
Source: Adams County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 976 MCCOY RD, PEEBLES, OH 45660-9281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Line of Credit DESCO FCU |
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage DESCO FCU |
| Dec 4, 2023 | Deed of Trust, Mortgage · Line of Credit DESCO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2000 · Amount on File |
| Deed Sale | Mar 6, 2000 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 976 MCCOY RD, PEEBLES, OH 45660-9281 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | ESQUIRE INTERSTATE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0002026112 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2026-112 |
| Name | DESCO FCU |
|---|---|
| Type | Credit Union |
| Address | 401 CHILLICOTHE ST, PORTSMOUTH, OH 45662 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 15, 2031 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 976 MCCOY RD, PEEBLES, OH 45660-9281 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 976 MCCOY RD, PEEBLES, OH 45660-9281 |
| Document Number | 0020253679 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025-3679 |
| Name | DESCO FCU |
|---|---|
| Type | Credit Union |
| Address | 401 CHILLICOTHE ST, PORTSMOUTH, OH 45662 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 976 MCCOY RD, PEEBLES, OH 45660-9281 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Title Company | ESQUIRE INTERSTATE TITLE LLC, ESQUIRE INTERSTATE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000630/73 |
|---|---|
| Date | Dec 4, 2023 |
| Book Page | 630/73 |
| Instrument | 2023-3771 |
| Name | DESCO FCU |
|---|---|
| Type | Credit Union |
| Address | 401 CHILLICOTHE ST, PORTSMOUTH, OH 45662 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 15, 2028 |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 976 McCoy Rd was $368 with a homeowner's exemption.
Source: Adams County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Adams County |
| County Subdivision | Franklin Township |
| Unified School District | Adams County/Ohio Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $368.00 Homeowner's exemption | $18,170 Land $1,960 Building $16,210 | $51,900 Land $5,600 Building $46,300 |
| 2023 | $18,170 Land $1,960 Building $16,210 | ||
| 2022 | $341.00 | $51,900 Land $5,600 Building $46,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 976 McCoy Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2000–2011) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 976 McCoy Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Frontier DSL | 10 / 1 |
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