976 Main St, Crete, IL 60417 Property Records

Will County property record for 976 Main St, Crete, IL 60417

Property Summary

Property Type	Commercial
Details	4,342 sqft
Lot Size	1.5 acres (65,340 sqft)
Owner	Company Name on Record
Last Sale	$3,500 (Jul 2021)
Tax Bill	$9,251 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-15-05-416-002`

Property Details

APN / Parcel Number

Primary APN	`23-15-05-416-002`

Interior

Stories	1 Story
Building Area	4,342 sqft Building Perimeter

Exterior

Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

City	STEGER
State	IL
Zip	60475
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 4 LOT 7 LYG E OF THE RR, BEING A SUB OF PRT OF THE SE1/4 OF THE SE1/4 OF SEC 5, T34N-R14E. ADA: THAT PRT OF THE SE1/4 OF
Legal Range	14E
Legal Township	34N
Legal Section	05
Legal Subdivision	CHICAGO WILMINGTON COAL COMPANY SUB
Legal Lot Number	7
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	2
Census Block	2000
Census Tract	883804

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1201 ROCKVIEW RD, DYER, IN 46311-1884
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Nov 23, 2010 · Amount on Record
Deed Document Number	202181454
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	980 MAIN ST, CRETE, IL 60417-1925
Document Number	0000084866
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	968 W MAIN ST BRAIDWOOD IL 604081805, BRAIDWOOD, IL 60408-1805

Mortgage

Document Number	0000084866
Date	Oct 1, 2020
Instrument	84866

Lender

Name	GRUNDY BK
Type	Bank
Address	MORRIS, IL 60450

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,251.00 (-10.83%)	$90,718 (+4.55%) Land $21,742 Building $68,976	$272,154 (+4.55%) Land $65,226 Building $206,928
2024		$86,766 (-0.65%) Land $17,790 Building $68,976	$260,298 (-0.65%) Land $53,370 Building $206,928
2022	$10,375.00	$87,333 Land $18,357 Building $68,976	$261,999 Land $55,071 Building $206,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1983–2019)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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