Santa Clara County property record for 976 Loraine Ave, Los Altos, CA 94024
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,043 sqft · built 1943 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $699,000 (Aug 2002) |
| Tax Bill | $13,878 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-15-022 |
| Primary APN | 189-15-022 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,043 sqft Living Area |
| Gross Area | 945 sqft |
| 1st Floor Area | 945 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 100 ft deep x 54 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | None |
|---|
| Street Address | 976 LORAINE AVE |
|---|---|
| City | LOS ALTOS |
| State | CA |
| Zip | 94024-6020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R110 |
| Legal Subdivision | LOYOLA TOWNSITE |
| Legal Block | 7 |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 510001 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 976 LORAINE AVE, LOS ALTOS, CA 94024-6020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2002 · Amount on Record |
| Deed Sale | Aug 1, 2002 · Amount on Record |
| Deed Document Number | 200216396132 |
| Prior Transfer Date | Jul 16, 1996 |
| Prior Transfer Doc | 0013491955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 976 LORAINE AVE, LOS ALTOS, CA 94024-6020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 976 LORAINE AVE, LOS ALTOS, CA 94024-6020 |
| Document Number | 0025395902 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 25395902 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 27, 2052 |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Los Altos City |
| Elementary School District | Los Altos Elementary School District (KG - 08) |
| Secondary School District | Mountain View-Los Altos Union School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,064,767 (+2%) Land $1,019,329 Building $45,438 | |
| 2025 | $13,878.00 (+5.54%) | $1,043,891 (+4.04%) Land $999,343 Building $44,548 |
| 2023 | $13,149.00 (+1.43%) | $1,003,358 Land $960,539 Building $42,819 |
| 2022 | $12,964.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks.
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