Highlands County property record for 976 Lake Dr E, Lake Placid, FL 33852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,673 sqft · built 1960 |
| Lot Size | 1.32 acres (57,749 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,500 (Nov 2018) |
| Tax Bill | $2,007 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C127901000D00010 |
| Primary APN | C127901000D00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,673 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 57,749 sqft (1.32 acres) |
| Lot Dimensions | 138 ft deep x 420 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 255 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C127901000D00010 |
|---|---|
| Street Address | 976 LAKE DR E |
| City | LAKE PLACID |
| State | FL |
| Zip | 33852-6427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M1S |
| Legal Description | LAKE GROVES SUB PB 1-PGS 36+ 37 LOTS 1 TO 17 + 20-21-24-25 BLK D |
| Legal Range | 29E |
| Legal Township | 37S |
| Legal Section | 12 |
| Legal Subdivision | LAKE GROVES SUB |
| Legal Block | D |
| Legal Lot Number | 1-25 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 961604 |
976 Lake Dr E is owned by an individual who bought it in November 2018.
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1025 DEARING ST, LAKE PLACID, FL 33852-7505 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CREWS BANK & TRUST |
| Nov 5, 2018 | Warranty Deed, Transfer · Commercial Mortgage WAUCHULA STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2018 · Amount on File |
| Deed Sale | Nov 5, 2018 · Amount on File |
| Deed Document Number | 1917191 |
| Deed Book / Page | 2663 / 0453 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 976 LAKE DR E, LAKE PLACID, FL 33852-6427 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002287378 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 3156/939 |
| Instrument | 2287378 |
| Name | CREWS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WAUCHULA, FL 33873 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 5, 2018 |
| Property Address | 976 LAKE DR E, LAKE PLACID, FL 33852-6427 |
| Document Number | 0001917191 |
| Book / Page | 2663 / 0453 |
| Map Reference | MB1 PG36&37 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 1917191 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | WILLIAM K THOMPSON |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1476, LAKE PLACID, FL 33862-1476 |
| Name | Verified Name |
|---|---|
| Address | 1025 DEARING ST, LAKE PLACID, FL 33852-7505 |
| Document Number | 0001917192 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 1917192 |
| Name | WAUCHULA STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 2, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $145,843 Land $42,000 Building $103,843 | $145,843 Land $42,000 Building $103,843 | |
| 2024 | $2,007.00 (+4.48%) | ||
| 2023 | $1,921.00 (+14.14%) | $132,577 (+34.1%) Land $31,500 Building $101,077 | $132,577 (+34.1%) Land $31,500 Building $101,077 |
| 2022 | $1,683.00 | $98,861 Land $23,100 Building $75,761 | $98,861 Land $23,100 Building $75,761 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 976 Lake Dr E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 976 Lake Dr E is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LAKE PLACID serves 2,671 people · EPA ID FL6280286 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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