Frederick County property record for 976 Jubal Way, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,264 sqft · built 1995 |
| Lot Size | 0.049 acres (2,139 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Dec 2021) |
| Tax Bill | $6,617 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Apr 2021 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-188813 |
| Primary APN | 02-188813 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,264 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,139 sqft (0.049 acres) |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 188813 |
|---|---|
| Street Address | 976 JUBAL WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3009 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LOT 19 SECT 1 PLAT 3 2,139 SQ. FT. TUSCARORA KNOLLS |
| Legal Subdivision | TUSCARORA KNOLLS |
| Legal Lot Number | 19 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 750802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 976 JUBAL WAY, FREDERICK, MD 21701-3009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage TOPONE MORTGAGE INC |
| Apr 8, 2021 | Intrafamily Transfer, Transfer |
| Sep 9, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Nov 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG |
| Apr 11, 2017 | Special Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 11, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | Sep 9, 2019 · Amount on Record |
| Deed Book / Page | 15598 / 1 |
| Prior Transfer Date | Dec 22, 2020 |
| Prior Transfer Doc | 0147440173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 21, 2021 |
| Property Address | 976 JUBAL WAY, FREDERICK, MD 21701-3009 |
| Document Number | 0155980001 |
| Book / Page | 15598 / 1 |
| Map Reference | MB 52 PG 164 |
| Instrument Date | Dec 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $912.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 976 JUBAL WAY, FREDERICK, MD 21701-3009 |
| Document Number | 0001559810 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 15598/10 |
| Name | TOPONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 8, 2021 |
| Property Address | 976 JUBAL WAY, FREDERICK, MD 21701-3009 |
| Document Number | 0147440173 |
| Book / Page | 14744 / 173 |
| Map Reference | MB 52 PG 164 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 14 OLD CREEK CT, ROCKVILLE, MD 20854-5529 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 9, 2019 |
| Property Address | 976 JUBAL WAY, FREDERICK, MD 21701-3009 |
| Document Number | 0131970137 |
| Book / Page | 013197 / 000137 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 976 JUBAL WAY FREDERICK MD 217013009, FREDERICK, MD 21701-3009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 976 JUBAL WAY, FREDERICK, MD 21701-3009 |
| Document Number | 0121520201 |
| Book / Page | 012152 / 000201 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ASPEN R/E SETTLEMENTS INC |
| Name | Verified Name |
|---|---|
| Address | 976 JUBAL WAY FREDERICK MD 217013009, FREDERICK, MD 21701-3009 |
| Document Number | 0121520201 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 012152/000201 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 11, 2017 |
| Property Address | 976 JUBAL WAY, FREDERICK, MD 21701-3009 |
| Document Number | 0117630054 |
| Book / Page | 11763 / 0054 |
| Map Reference | MB52 PG164 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 11763-0054 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | LEGENDS TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,568.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 976 JUBAL WAY, FREDERICK, MD 21701-3009 |
| Document Number | 117630061 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 11763-0061 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 11, 2017 |
| Property Address | 976 JUBAL WAY, FREDERICK, MD 21701-3009 |
| Document Number | 0117630027 |
| Book / Page | 011763 / 000027 |
| Instrument Date | May 5, 2016 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $205.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1100 VIRGINIA DR #100 FORT WASHINGTON PA 190343204, 100, FORT WASHINGTON, PA 19034-3204 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,433 (+7.19%) | $434,900 (+21.58%) Land $140,000 Building $294,900 | |
| 2025 | $6,617.00 (+8.78%) | $357,700 (+20.64%) Land $90,000 Building $267,700 | $357,700 (-) Land $90,000 Building $267,700 |
| 2024 | $6,083.00 (+12.27%) | ||
| 2023 | $5,418.00 | $296,500 | $357,700 Land $90,000 Building $267,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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