976 Jonathan St, Amherst, OH 44001 Property Records

Lorain County property record for 976 Jonathan St, Amherst, OH 44001

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,810 sqft · built 2000
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Apr 2017)
Tax Bill	$4,965 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00-002-000-186`

Property Details

APN / Parcel Number

Primary APN	`05-00-002-000-186`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,810 sqft Living Area
1st Floor Area	1,556 sqft
2nd Floor Area	1,254 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	160 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	272 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	976 JONATHAN ST
City	AMHERST
State	OH
Zip	44001-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPLE ORCHARD SUB #8 90.00 X 166.35 S/L 217
Legal Subdivision	APPLE ORCHARD SUBDIVISION #8
Legal Lot Number	217
Jurisdiction	LORAIN OH
Township / Civil Division	AMHERST
Census Block Group	1
Census Block	1024
Census Tract	50302

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	976 JONATHAN ST, AMHERST, OH 44001-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit LORMET COMMUNITY FCU
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MTG
Apr 7, 2017	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Prior Sale	Apr 18, 2002 · Amount on Record
Deed Document Number	2017001551
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	976 JONATHAN ST, AMHERST, OH 44001-3131
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079798
Date	Dec 22, 2025
Instrument	2025-0079798

Lender

Name	LORMET COMMUNITY FCU
Type	Credit Union
Address	AMHERST, OH 44001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 21, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	976 JONATHAN ST, AMHERST, OH 44001-3131
Document Number	0000749691
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	976 JONATHAN ST AMHERST OH 440013131, AMHERST, OH 44001-3131

Mortgage

Document Number	0000749691
Date	Feb 18, 2020
Instrument	749691

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 7, 2017
Property Address	976 JONATHAN ST, AMHERST, OH 44001-3131
Document Number	0000625061
Instrument Date	Apr 1, 2017
Instrument	625061
Transaction Type	Transfer
Record Updated	Nov 13, 2017
Title Company	BARRISTER TITLE SERVICES, BARRISTERS/OH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$972.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	976 JONATHAN ST AMHERST OH 440013131, AMHERST, OH 44001-3131

Mortgage

Document Number	625062
Date	Apr 7, 2017
Instrument	625062

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amherst City
County	Lorain County
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,965.00	$121,030 (+0.01%) Land $19,470 Building $101,560	$345,780 (-) Land $55,620 Building $290,160
2024	$4,965.00 (+6.98%)	$121,023 (+24.92%) Land $19,467 Building $101,556	$345,780 (+24.93%) Land $55,620 Building $290,160
2023	$4,641.00 (+4.32%)	$96,877 (+0.01%) Land $15,264 Building $81,613	$276,790 (-) Land $43,610 Building $233,180
2022	$4,449.00	$96,870 Land $15,260 Building $81,610
2021			$276,790 Land $43,610 Building $233,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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