976 Hulaco Rd, Arab, AL 35016 Property Records

Marshall County property record for 976 Hulaco Rd, Arab, AL 35016

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,075 sqft · built 1972
Lot Size	0.37 acres (16,300 sqft)
Owner	Company Name on Record
Last Sale	$46,000 (Sep 2022)
Tax Bill	$673 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-08-28-0-002-020.000`

Property Details

APN / Parcel Number

Primary APN	`13-08-28-0-002-020.000`
Alternative APNs	`138280002020000` `173076`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,300 sqft (0.37 acres)
Lot Dimensions	100 ft deep x 163 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	173076
Street Address	976 HULACO RD
City	ARAB
State	AL
Zip	35016-4469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 1 GLENWOOD SD PB 5 PG 153 12-2-91 1083/319
Legal Subdivision	GLENWOOD SD
Legal Block	1
Legal Lot Number	7
Jurisdiction	MARSHALL AL
Township / Civil Division	ARAB
Census Block Group	2
Census Block	2030
Census Tract	30401

Owner

Source: Marshall County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2184, HUNTSVILLE, AL 35804-2184
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA
Sep 8, 2022	Warranty Deed, Transfer · Line of Credit NORTH ALABAMA BANK
Feb 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Prior Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	20223252485
Deed Book / Page	6858 / 297
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	976 HULACO RD, ARAB, AL 35016-4469
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HOLMES AVE, HUNTSVILLE, AL 35801-4123

Mortgage

Document Number	0003305617
Date	Nov 17, 2025
Book Page	7178/947
Instrument	3305617

Lender

Name	CADENCE BANK NA
Type	Bank
Address	ARAB, AL 35016

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Nov 26, 2027

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Sep 8, 2022
Property Address	976 HULACO RD, ARAB, AL 35016-4469
Document Number	0003252485
Book / Page	6858 / 297
Map Reference	MB 5 PG 153
Instrument Date	Sep 7, 2022
Instrument	3252485
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 661, ARAB, AL 35016-0661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2184, HUNTSVILLE, AL 35804-2184

Mortgage

Document Number	0003252487
Date	Sep 8, 2022
Instrument	3252487

Lender

Name	NORTH ALABAMA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 10, 2027

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Feb 22, 2019
Property Address	976 HULACO RD, ARAB, AL 35016-4469
Document Number	0003186216
Book / Page	006129 / 000039
Instrument Date	Feb 21, 2019
Instrument	3186216
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 661 ARAB AL 350160661, ARAB, AL 35016-0661

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$673.00 (+5.32%)
2025	$639.00 (+7.94%)	$15,440 (+8.73%)	$77,200 (+8.73%) Land $14,400 Building $62,800
2023	$592.00 (+13.41%)	$14,200 (+12.7%) Land $2,640 Building $11,560	$71,000 (+12.7%) Land $13,200 Building $57,800
2021	$522.00	$12,600	$63,000 Land $12,000 Building $51,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOPPA HULACO & RYAN WATER AUTHORITY serves 5,220 people · EPA ID AL0000409
Water Source	Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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