976 Hoffman Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 976 Hoffman Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,536 sqft · built 1978
Lot Size	3.93 acres (171,409 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Aug 1993)
Tax Bill	$3,034 (2026)
Deeds & Mortgages	May 2025 Mortgage Sep 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3631-45-8014`

Property Details

APN / Parcel Number

Primary APN	`3631-45-8014`
Alternative APNs	`363101458038` `297286` `303730` `317260` `58409` `49490`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,536 sqft Living Area
Basement Area	2,029 sqft
Unfinished Basement	2,029 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Spanish
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	171,409 sqft (3.93 acres)
Pool Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	317260
Street Address	976 HOFFMAN RD
City	LINCOLNTON
State	NC
Zip	28092-8238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	3.88 AC BARTON LAND
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	4
Census Block	4025
Census Tract	70400

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	976 HOFFMAN RD, LINCOLNTON, NC 28092-8238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 1, 2026	Special Warranty Deed, Transfer · Conventional Mortgage RELIANCE FIRST CAPITAL
Apr 25, 2024	Warranty Deed, Transfer
Jun 13, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 1993 · Amount on Record
Deed Sale	Aug 19, 1993 · Amount on Record
Deed Book / Page	838 / 242
Prior Transfer Date	Jan 19, 1993
Prior Transfer Doc	0003256184
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	976 HOFFMAN RD, LINCOLNTON, NC 28092-8238
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003408737
Date	May 19, 2025
Book Page	3408/737
Instrument	694388

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	976 HOFFMAN RD, LINCOLNTON, NC 28092-8238
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 HOFFMAN RD, LINCOLNTON, NC 28092-8238

Mortgage

Document Number	0003354292
Date	Sep 23, 2024
Book Page	3354/292
Instrument	685399

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 1, 2026
Property Address	976 HOFFMAN RD, LINCOLNTON, NC 28092-8238
Document Number	0003508273
Book / Page	3508 / 273
Instrument Date	May 26, 2026
Instrument	2026710371
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	MISSION ESCROW, MIS-ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 HOFFMAN RD, LINCOLNTON, NC 28092-8238

Mortgage

Document Number	0000710372,
Date	Jun 1, 2026
Instrument	2026710372

Lender

Name	RELIANCE FIRST CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 25, 2024
Property Address	976 HOFFMAN RD, LINCOLNTON, NC 28092-8238
Document Number	0003320163
Book / Page	3320 / 163
Instrument Date	Apr 17, 2024
Instrument	679647
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3758 N NC 16 BUSINESS HWY, DENVER, NC 28037-8179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 HOFFMAN RD, LINCOLNTON, NC 28092-8238

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Jun 13, 2023
Property Address	976 HOFFMAN RD, LINCOLNTON, NC 28092-8238
Document Number	0003256184
Book / Page	3256 / 184
Instrument Date	Jun 7, 2023
Instrument	668253
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3758 N NC 16 BUSINESS HWY, DENVER, NC 28037-8179

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	3758 N NC 16 BUSINESS HWY, DENVER, NC 28037-8179

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,034.00 (+3.8%)	$446,032 (-) Land $71,503 Building $374,529	$446,032 (-) Land $71,503 Building $374,529
2025	$2,923.00 (+0.69%)	$446,032 (-) Land $71,503 Building $374,529	$446,032 (-) Land $71,503 Building $374,529
2023	$2,903.00 (+38.9%)	$446,032 (+64.64%) Land $71,503 Building $374,529	$446,032 (+64.64%) Land $71,503 Building $374,529
2022	$2,090.00	$270,910 Land $51,176 Building $219,734	$270,910 Land $51,176 Building $219,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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