Cherokee County property record for 976 Hiwassee St, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,316 sqft · built 1929 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $919 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 459219504884000 |
| Primary APN | 459219504884000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,316 sqft Heated Area |
| Gross Area | 2,368 sqft |
| 1st Floor Area | 852 sqft |
| Attic | Attic |
| Attic Area | 464 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Dimensions | 629 ft deep x 145 ft wide |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 248 sqft |
| Deck Area | Deck Area |
| Patio Area | 402 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 59171 |
|---|---|
| Street Address | 976 HIWASSEE ST |
| City | MURPHY |
| State | NC |
| Zip | 28906-3320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TRS 1 & 2 HUBBARD PROP 1393/687 A/19 |
| Legal Phase | 1393 |
| Legal Tract | 1&2 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 930502 |
Source: Cherokee County records, as of October 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 173, MURPHY, NC 28906-0173 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 15, 2022 |
| Transfer Doc | 001726/509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Dec 12, 2022 |
| Property Address | 976 HIWASSEE ST, MURPHY, NC 28906-3320 |
| Document Number | 001726/509 |
| Book / Page | 1726 / 509 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 7691 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 173, MURPHY, NC 28906-0173 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | PO BOX 173, MURPHY, NC 28906-0173 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Municipality | Murphy Town |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $919.00 | $136,840 (-) | $136,840 (-) Land $54,720 Building $82,120 |
| 2023 | $136,840 | $136,840 Land $54,720 Building $82,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Peachtree Broadband Fiber.
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