976 Heather Ln, Sumter, SC 29154 Property Records

Sumter County property record for 976 Heather Ln, Sumter, SC 29154 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,096 sqft · built 2024
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$314,000 (Oct 2025)
Tax Bill	$2,165 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`207-05-03-007`

Property Details

APN / Parcel Number

Primary APN	`207-05-03-007`
Alternative APNs	`207-05-03-020` `71093`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,096 sqft Living Area
1st Floor Area	2,096 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2024
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	33,106 sqft (0.76 acres)
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	130 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	71093
Old Parcel Number	207 05 03 007
Street Address	976 HEATHER LN
City	SUMTER
State	SC
Zip	29154-6174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 0.76
Legal Subdivision	CLUB FOREST
Legal Lot Number	9 81
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2039
Census Tract	1704

Owner

Source: Sumter County records · APN 207-05-03-007

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	976 HEATHER LN, SUMTER, SC 29154-6174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2025	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 05, 2024	Correction Deed · Conventional Mortgage CEFCU
Mar 01, 2024	Deed, Subdivision Related Transfer · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2025 · Amount on Record
Deed Sale	Oct 07, 2025 · Amount on Record
Prior Sale	Mar 01, 2024 · Amount on Record
Deed Document Number	0013453527
Deed Book / Page	1345 / 3527
Record Updated	Jun 08, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 07, 2025
Property Address	976 HEATHER LN, SUMTER, SC 29154-6174
Document Number	0013453527
Book / Page	1345 / 3527
Map Reference	MB 2022 PG 74
Instrument Date	Oct 07, 2025
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$816.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	976 HEATHER LN, SUMTER, SC 29154-6174

Mortgage

Document Number	0013453530
Date	Oct 07, 2025
Instrument	1345/3530

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

April 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 05, 2024
Property Address	976 HEATHER LN, SUMTER, SC 29154-6174
Document Number	0013253362
Book / Page	1325 / 3362
Map Reference	MB 2022 PG 74
Instrument Date	Mar 26, 2024
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	976 HEATHER LN, SUMTER, SC 29154-6174

Mortgage

Document Number	0013253366
Date	Apr 05, 2024
Instrument	1325-3366

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2029
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

March 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 01, 2024
Property Address	976 HEATHER LN, SUMTER, SC 29154-6174
Document Number	0013241869
Book / Page	1324 / 1869
Map Reference	MB 2022 PG 68
Instrument Date	Feb 29, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$832.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	976 HEATHER LN, SUMTER, SC 29154-6174

Mortgage

Document Number	0013241872
Date	Mar 01, 2024
Instrument	1324-1872

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2029
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,165.00 (+340.94%)	$11,330 (+1,187.5%) Land $880 Building $10,450	$283,101 (+1,186.82%) Land $22,000 Building $261,101
2024		$880 (-60.36%) Land $880	$22,000 (-40.54%) Land $22,000
2023	$491.00 (-44.58%)	$2,220 (-7.5%) Land $2,220	$37,000 (-7.5%) Land $37,000
2022	$886.00	$2,400 Land $2,400	$40,000 Land $40,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850017042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (2015–2020)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Sep 2020, river or lake flooding
Claims By Storm	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of South Carolina
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Farmers Telephone Cooperative, Inc. (SC)	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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