976 Hayes Ave, Willoughby, OH 44094 Property Records

Lake County property record for 976 Hayes Ave, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 2006
Lot Size	0.069 acres (3,010 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jan 2026)
Tax Bill	$3,644 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-B-056-B-00-074-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-056-B-00-074-0`
Alternative APN	`A 12`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,524 sqft Living Area
1st Floor Area	674 sqft

Exterior

Year Built	Built 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	3,010 sqft (0.069 acres)
Lot Dimensions	86 ft deep x 35 ft wide
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Patio Area	35 sqft
Shed	1 Shed
Shed Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	A 12
Street Address	976 HAYES AVE
City	WILLOUGHBY
State	OH
Zip	44094-7132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2 & 3 DOUGLASS TRACT
Legal Subdivision	WILLOBEE ON THE LAKE NO. 2
Legal Block	4
Legal Lot Number	30
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	3
Census Block	3010
Census Tract	201700

Owner

Source: Lake County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	976 HAYES AVE, WILLOUGHBY, OH 44094-7132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 5, 2020	Survivorship Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Mar 5, 2020 · Amount on Record
Deed Document Number	2026R001205
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jan 21, 2026
Property Address	976 HAYES AVE, WILLOUGHBY, OH 44094-7132
Document Number	0000001205
Map Reference	VOL D PG 47
Instrument Date	Jan 12, 2026
Instrument	2026R001205
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 HAYES AVE, WILLOUGHBY, OH 44094-7132

Mortgage

Document Number	0000001206
Date	Jan 21, 2026
Instrument	2026R001206

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Index	SOFR Average 180-Day

March 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAKE OH
Recording Date	Mar 5, 2020
Property Address	976 HAYES AVE, WILLOUGHBY, OH 44094-7132
Document Number	0000005847
Map Reference	VOL D PG 47
Instrument Date	Mar 4, 2020
Instrument	2020R005847
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	TITLE PROFESSIONALS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	976 HAYES AYENUE, WILLOUGHBY, OH 44094-7132

Mortgage

Document Number	0000005848
Date	Mar 5, 2020
Instrument	2020R005848

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	363 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,644.00 (-23.53%) Homeowner's exemption	$66,820 (+32.76%) Land $9,590 Building $57,230	$190,910 (+32.76%) Land $27,410 Building $163,500
2023	$4,765.00 (+53.61%) Homeowner's exemption	$50,330 (-) Land $7,700 Building $42,630
2022	$3,102.00 Homeowner's exemption	$50,330 Land $7,700 Building $42,630
2021			$143,800 Land $21,990 Building $121,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1978–1991)
Claims Outside the SFHA	3 of 11
Most Recent Claim	May 1991 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Breezeline, Verizon.

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