Barbour County property record for 976 Ford Run, Philippi, WV 26416 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,008 sqft · built 1976 |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $246 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-9-0055.0001 |
| Primary APN | 07-9-0055.0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Family Room | Family Room |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,829 sqft (0.569 acres) |
| Terrain | Below Road/Slope |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00710350 |
|---|---|
| Street Address | 976 FORD RUN |
| City | PHILIPPI |
| State | WV |
| Zip | 26416-7370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.57 FEE FORD RUN |
| Legal Subdivision | FEE FORD RUN |
| Jurisdiction | BARBOUR WV |
| Township / Civil Division | NORTH |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 965600 |
Source: Barbour County records · APN 07-9-0055.0001
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 976 FORD RUN, PHILIPPI, WV 26416-7370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BCBANK INC |
| Aug 14, 2023 | Deed of Trust, Mortgage · Line of Credit BCBANK INC |
| Apr 14, 2021 | Deed of Trust, Mortgage · Line of Credit BCBANK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000392493 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARBOUR WV |
| Property Address | 976 FORD RUN, PHILIPPI, WV 26416-7370 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000465/375 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 465/375 |
| Instrument | 278853 |
| Name | BCBANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARBOUR WV |
| Property Address | 976 FORD RUN, PHILIPPI, WV 26416-7370 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Title Company | SURITY TITLE, SECURITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 000461/388 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 461/388 |
| Instrument | 275355 |
| Name | BCBANK INC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Jul 17, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARBOUR WV |
| Property Address | 976 FORD RUN, PHILIPPI, WV 26416-7370 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 441/636 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 441/636 |
| Instrument | 262607 |
| Name | BCBANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Barbour County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Barbour County |
| Unified School District | Barbour County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $246.00 (+9.33%) | $37,320 (+7.61%) Land $6,120 Building $31,200 | $62,200 (+7.61%) Land $10,200 Building $52,000 |
| 2023 | $225.00 | $34,680 Land $6,120 Building $28,560 | $57,800 Land $10,200 Building $47,600 |
Source: FEMA National Flood Hazard Layer, Barbour County (54001C), updated May 3, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540019656002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force 3 of 5 on primary residences |
| Nearby Flood Claims | 104 (1978–2013) |
| Claims Outside the SFHA | 12 of 104 |
| Most Recent Claim | Dec 2013, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 21% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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