976 Estate Rd, Semora, NC 27343 Property Records

Person County property record for 976 Estate Rd, Semora, NC 27343

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,907 sqft · built 2019
Lot Size	1.83 acres (79,715 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,250,000 (Aug 2026)
Tax Bill	$12,729 (2025)
Deeds & Mortgages	Aug 2026 Sale & Construction Loan Mar 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A24 208`

Property Details

APN / Parcel Number

Primary APN	`A24 208`
Alternative APN	`63870 301`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,907 sqft Heated Area
Gross Area	5,527 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	79,715 sqft (1.83 acres)
Garage Area	786 sqft
Porch	Slab
Porch Area	378 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	63870 301
Street Address	976 ESTATE RD
City	SEMORA
State	NC
Zip	27343-7229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE/LT31/HOUSE
Legal Subdivision	THE RESERVE
Legal Lot Number	31
Jurisdiction	PERSON NC
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2024
Census Tract	920200

Owner

Source: Person County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	976 ESTATE RD, SEMORA, NC 27343-7229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Construction Loan · Construction Mortgage NONE LISTED ON DOCUMENT
Mar 29, 2021	Warranty Deed, Transfer
Jan 25, 2019	Deed of Trust, Mortgage · Construction Mortgage ROXBORO SAVINGS BANK SSB
Jul 31, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	2026425989
Deed Book / Page	1270 / 366
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Aug 17, 2026
Property Address	976 ESTATE RD, SEMORA, NC 27343-7229
Document Number	0000425989
Book / Page	1270 / 366
Instrument Date	Aug 17, 2026
Instrument	2026425989
Transaction Type	Construction Loan
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$454,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 ESTATE RD, SEMORA, NC 27343-7229

Mortgage

Document Number	0000425990,
Date	Aug 17, 2026
Instrument	2026425990

Lender

Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 17, 2027

Interest

Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Mar 29, 2021
Property Address	976 ESTATE RD, SEMORA, NC 27343-7229
Document Number	0010720643
Book / Page	1072 / 643
Map Reference	CAB 17 PG 767
Instrument Date	Mar 26, 2021
Instrument	392676
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	992 ESTATE RD, 992, SEMORA, NC 27343-7229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 ESTATE RD, SEMORA, NC 27343-7229

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	976 ESTATE RD, SEMORA, NC 27343-7229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009990375
Date	Jan 25, 2019
Book Page	999/375
Instrument	379699

Lender

Name	ROXBORO SAVINGS BANK SSB
Type	Bank
Address	ROXBORO, NC 27573

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Jul 31, 2018
Property Address	976 ESTATE RD, SEMORA, NC 27343-7229
Document Number	0009860474
Book / Page	000986 / 000474
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$585.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9728 THORN BUSH DR FAIRFAX STATION VA 220392537, FAIRFAX STATION, VA 22039-2537

Tax Assessment & Valuation

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,825,608 (-)	$1,825,608 (-) Land $485,444 Building $1,340,164
2025	$12,729.00 (+26.41%)	$1,825,608 (+49.67%)	$1,825,608 (+49.67%) Land $485,444 Building $1,340,164
2023	$10,070.00 (-0.08%)	$1,219,728	$1,219,728 Land $275,460 Building $944,268
2022	$10,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Estate Rd

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