976 Espy Rd, Manchester, TN 37355 Property Records

Coffee County property record for 976 Espy Rd, Manchester, TN 37355

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,904 sqft · built 2017
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Dec 2025)
Tax Bill	$679 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016017 00504`

Property Details

APN / Parcel Number

Primary APN	`016017 00504`
Alternative APN	`017 00504`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Deck Area	30 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	976 ESPY RD
City	MANCHESTER
State	TN
Zip	37355-7026
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 02, COUNTY AREA: R03
Legal Subdivision	TENNESSEE VLY SURVEYING MTS-11
Legal Lot Number	3
Jurisdiction	COFFEE TN
Township / Civil Division	9
Census Block Group	2
Census Block	2025
Census Tract	970201

Owner

Source: Coffee County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	414 RUSHWOOD DR, MURFREESBORO, TN 37130-4913
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Warranty Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 22, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage NEW HAVEN MORTGAGE INC
Oct 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage COFFEE COUNTY BANK
Dec 8, 2017	Trustee's Deed, Construction Loan · Construction Mortgage COFFEE COUNTY BANK
Nov 2, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Feb 22, 2024
Deed Document Number	25009948
Deed Book / Page	W456 / 754
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE TN
Recording Date	Dec 29, 2025
Property Address	976 ESPY RD, MANCHESTER, TN 37355-7026
Document Number	0000009948
Book / Page	W456 / 754
Instrument Date	Dec 23, 2025
Instrument	25009948
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	BELL & ALEXANDER TTL SVCS IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	414 RUSHWOOD DR, MURFREESBORO, TN 37130-4913

Mortgage

Document Number	0000009949
Date	Dec 29, 2025
Instrument	25009949

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000009950
Date	Dec 29, 2025
Book Page	T1353/348
Instrument	25009950

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COFFEE TN
Recording Date	Feb 22, 2024
Property Address	976 ESPY RD, MANCHESTER, TN 37355-7026
Document Number	0000001174
Book / Page	W438 / 944
Instrument Date	Feb 21, 2024
Instrument	24001174
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 ESPY RD, MANCHESTER, TN 37355-7026

Mortgage

Document Number	0000001175
Date	Feb 22, 2024
Instrument	24001175

Lender

Name	NEW HAVEN MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE TN
Property Address	976 ESPY RD, MANCHESTER, TN 37355-7026
Document Number	0000007779
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000007779
Date	Oct 18, 2018
Book Page	001030/000670
Instrument	7779

Lender

Name	COFFEE COUNTY BANK
Type	Bank
Address	MANCHESTER, TN 37355

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COFFEE TN
Recording Date	Dec 8, 2017
Property Address	976 ESPY RD, MANCHESTER, TN 37355-7026
Book / Page	001003 / 000048
Instrument Date	Dec 4, 2017
Instrument	8891
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000008891
Date	Dec 8, 2017
Book Page	001003/000048
Instrument	8891

Lender

Name	COFFEE COUNTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 7, 2018

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE TN
Recording Date	Nov 2, 2017
Property Address	976 ESPY RD, MANCHESTER, TN 37355-7026
Document Number	0000007938
Book / Page	000383 / 000864
Instrument Date	Oct 26, 2017
Instrument	7938
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$86.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	182 OAK HOLLOW RD MANCHESTER TN 373552188, MANCHESTER, TN 37355-2188

Tax Assessment & Valuation

Source: Coffee County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Coffee County
Unified School District	Coffee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$679.00	$29,125 (-) Land $10,950 Building $18,175
2024	$679.00	$29,125 (-) Land $10,950 Building $18,175
2023	$679.00	$29,125 (-) Land $10,950 Building $18,175
2022	$679.00	$29,125 Land $10,950 Building $18,175	$116,500 Land $43,800 Building $72,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST WARREN-VIOLA U.D. serves 19,510 people · EPA ID TN0000742
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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