976 Emily Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 976 Emily Dr, Biloxi, MS 39532

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,720 sqft · built 2014
OwnerIndividual Name on Record
Last Sale$545,000 (Jul 2017)
Tax Bill$4,129 (2025)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1208O-01-009.087

Property Details

APN / Parcel Number

Primary APN1208O-01-009.087
Alternative APN
  • 129385

Interior

Full Baths2 Baths
Building Area3,720 sqft Adjusted Area
1st Floor Area3,207 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number129385
Street Address976 EMILY DR
CityBILOXI
StateMS
Zip39532-2033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 27 LAUREN FALLS SUBD SEC 12-7-10
Legal Range10
Legal Township07
Legal Section12
Legal SubdivisionLAUREN FALLS SUBD
Legal Lot Number27
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group2
Census Block2016
Census Tract3311

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address976 EMILY DR, BILOXI, MS 39532-2033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2017 · Amount on Record
Deed SaleJul 7, 2017 · Amount on Record
Prior SaleMay 13, 2014
Deed Document Number2017-0001627-D-J2
Record UpdatedJun 8, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateJul 7, 2017
Property Address976 EMILY DR, BILOXI, MS 39532-2033
Document Number20170001627DJ2
Map ReferencePL 24 PG 3
Instrument DateJun 30, 2017
Instrument2017-0001627-D-J2
Transaction TypeTransfer
Record UpdatedNov 6, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14500 PINE RIDGE RD, VANCLEAVE, MS 39565-7807

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 GOOSE POINTE BLVD, BILOXI, MS 39531-6402

Mortgage

Document Number20170002011TJ2
DateJul 7, 2017
Instrument2017-0002011-T-J2
Lender
NameTHE FIRST A NATIONAL BANKING ASSN
TypeBank
AddressGULFPORT, MS 39501
Agreement
AmountAmount Recorded
Term360 Months
DueJul 15, 2047

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictBiloxi Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,129.00 (+3.67%) Homeowner's exemption Disabled Person's exemption$39,631 (+3.46%)$396,314 (+3.46%) Land $50,000 Building $346,314
2024$3,983.00 (+2.02%)
2023$3,904.00 Homeowner's exemption Disabled Person's exemption$38,305$383,047 Land $50,000 Building $333,047
2022$3,904.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 80 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims8 (1998–2026)
Most Recent ClaimJun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 79% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: CoastConnect.

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