976 Eagle Ridge Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 976 Eagle Ridge Cv, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Year Built	Built 1996
Square Footage	3,857 sqft Adjusted Area
Lot Size	23,958 sqft (0.55 acres)
Occupancy	Owner Occupied
Tax Bill	$1,798.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-07-0-00008-00`

Interior

Bedrooms	5 Beds
Total Rooms	8 Rooms
Building Area	3,857 sqft Adjusted Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	23,958 sqft (0.55 acres)

Location & Zoning

Street Address	976 EAGLE RIDGE CV
City	HERNANDO
State	MS
Zip	38632-7214
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERNANDO HILLS S-D PHASE 1 & 2 1ST REV LOT 8
Legal Range	07
Legal Township	03
Legal Section	07
Legal Subdivision	HERNANDO HILLS S-D PHASE 1
Legal Phase	1
Legal Lot Number	8
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1008
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-3-07-07-0-00008-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	976 EAGLE RIDGE CV, HERNANDO, MS 38632-7214
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Doc Number	0000728612
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	976 EAGLE RIDGE CV, HERNANDO, MS 38632-7214
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 EAGLE RIDGE CV, HERNANDO, MS 38632-7214

Mortgage

Document Number	005063/721
Date	Oct 13, 2020
Book Page	5063/721

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 06, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,798.00 (-16.02%)	$22,937 (-) Land $3,000 Building $19,937	$229,366 (-) Land $30,000 Building $199,366
2023	$2,141.00	$22,937 (-)	$229,366 (-) Land $30,000 Building $199,366
2022	$2,141.00	$22,937 Land $3,000 Building $19,937	$229,366 Land $30,000 Building $199,366