976 E 7th St, Loveland, CO 80537 Property Records

Larimer County property record for 976 E 7th St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 760 sqft · built 1903
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Aug 2019)
Tax Bill	$1,874 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`95134-00-018`

Property Details

APN / Parcel Number

Primary APN	`95134-00-018`
Alternative APN	`R0437280`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	760 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Porch	Porch
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0437280
Old Parcel Number	9513400018
Street Address	976 E 7TH ST
City	LOVELAND
State	CO
Zip	80537-4954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 581.6 FT S & 1330.7 FT E FROM CEN 13-5-69, TH S 380 FT, W 52.35 FT, N 380 FT, E 52.35 FT TO BEG, LOV
Legal Range	69
Legal Township	05
Legal Section	13
Legal Quarter	SE
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3024
Census Tract	1711

Owner

976 E 7th St is owned and occupied by an individual who bought it in August 2019.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	976 E 7TH ST, LOVELAND, CO 80537-4954
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Nov 9, 2012
Deed Document Number	20190052011
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 30, 2019
Property Address	976 E 7TH ST, LOVELAND, CO 80537-4954
Document Number	0000052011
Instrument Date	Aug 29, 2019
Instrument	20190052011
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	976 E 7TH ST, LOVELAND, CO 80537-4954

Mortgage

Document Number	0000052012
Date	Aug 30, 2019
Instrument	20190052012

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Mortgage

Document Number	0000052013
Date	Aug 30, 2019
Instrument	20190052013

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 976 E 7th St was $1,874.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,874.00	$21,919 Land $1,138 Building $20,781	$350,700 Land $18,200 Building $332,500
2023	$1,640.00 (+10.22%)	$24,997 (+33.65%) Land $1,219 Building $23,778	$373,100 (+38.65%) Land $18,200 Building $354,900
2022	$1,488.00	$18,703 Land $1,265 Building $17,438	$269,100 Land $18,200 Building $250,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 976 E 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 976 E 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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