976 Cypress Dr, Delray Beach, FL 33483 Property Records

Palm Beach County property record for 976 Cypress Dr, Delray Beach, FL 33483

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,386 sqft · built 2016
Lot Size	0.399 acres (17,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,995,000 (Apr 2022)
Tax Bill	$112,429 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`12-43-46-28-02-000-2140`

Property Details

APN / Parcel Number

Primary APN	`12-43-46-28-02-000-2140`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,386 sqft Living Area
Gross Area	6,401 sqft
1st Floor Area	4,386 sqft
Upper Floors Area	425 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	17,376 sqft (0.399 acres)
Lot Dimensions	129 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	841 sqft

Exterior Amenities

Pool Area	109 sqft
Porch	Finished/Open Porch
Porch Area	481 sqft
Patio Area	1,886 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	976 CYPRESS DR
City	DELRAY BEACH
State	FL
Zip	33483-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-AA-B
Legal Description	TROPIC ISLE 2ND SEC~ LOT 214
Legal Range	43E
Legal Township	46S
Legal Section	28
Legal Subdivision	TROPIC ISLE 2ND
Legal Lot Number	214
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2005
Census Tract	6402

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2401 W RANGE LINE TER, MEQUON, WI 53092-5651
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 28, 2022	Warranty Deed, Transfer ADVANTAGEONE TITLE, ADVANTAGE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Nov 19, 2013 · Amount on Record
Deed Document Number	2022183200
Deed Book / Page	33509 / 1983
Prior Transfer Date	Dec 5, 2006
Prior Transfer Doc	0211841836
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	976 CYPRESS DR, DELRAY BEACH, FL 33483-4902
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 W RANGE LINE TER, MEQUON, WI 53092-5651

Mortgage

Document Number	0336991202
Date	Jul 14, 2022
Book Page	33699/1202
Instrument	20220295868

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 28, 2022
Property Address	976 CYPRESS DR, DELRAY BEACH, FL 33483-4902
Document Number	0335091983
Book / Page	33509 / 1983
Map Reference	MB 24 PG 246
Instrument Date	Apr 25, 2022
Instrument	20220183200
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Amount	Amount Recorded
Tax	$55,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 W BUENA VISTA RD, 1, EVANSVILLE, IN 47710-3788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 W RANGE LINE TER, MEQUON, WI 53092-5651

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$112,429.00 (+11.91%)	$6,041,339 (+2.24%)	$6,074,070 (+2.79%) Land $4,080,000 Building $1,994,070
2024	$100,461.00 (-10.45%)
2023	$112,183.00 (+75.57%)	$5,909,134 (+32.07%) Land $3,456,915 Building $2,452,219	$5,909,134 (+32.07%) Land $3,456,915 Building $2,452,219
2022	$63,896.00	$4,474,099 Land $2,555,000 Building $1,919,099	$4,474,099 Land $2,555,000 Building $1,919,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 269 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	668 units insured incl. 399 condo units
Nearby Flood Claims	26 (1979–2017)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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