976 Cooper Pl, San Diego, CA 92102 Property Records

San Diego County property record for 976 Cooper Pl, San Diego, CA 92102

Property Summary

Property TypeResidential Vacant Land
Details4 bd · 2.5 ba · 1,772 sqft · built 2024
OwnerIndividual Name on File
Last Sale$799,000 (May 2024)
Tax Bill$10,145 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN542-481-17-00

Property Details

APN / Parcel Number

Primary APN542-481-17-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,772 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024

Location & Zoning

Street AddressCOOPER PL
CitySAN DIEGO
StateCA
Zip92102
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRM-1-2
Legal DescriptionLOT 17 TR 016490
Legal SubdivisionHILLTOP & EUCLID-PH 2
Legal Tract016490
Legal Block1
Legal Lot Number17
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract3404

Owner

976 Cooper Pl, residential vacant land, is owned by an individual who acquired it in February 2026.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address976 COOPER PL, SAN DIEGO, CA 92102-0002
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2024 · Amount on File
Deed SaleMay 15, 2024 · Amount on File
Deed Document Number2024122408
Last Transfer DateFeb 3, 2026
Transfer Doc0000137399
Record UpdatedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 13, 2026
Property AddressCOOPER PL, SAN DIEGO, CA 92102
Document Number0000137399
Instrument DateFeb 3, 2026
Instrument2026137399
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyPOST SETTLEMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address976 COOPER PL, SAN DIEGO, CA 92102-0002

Mortgage

Document Number0000137400,
DateMay 13, 2026
Instrument2026137400
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 976 Cooper Pl was $10,145, up 1,104.9% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$831,279 (+2%) Land $374,544 Building $456,735
2025$10,145.00 (+1,104.87%) Homeowner's exemption$814,980 Land $367,200 Building $447,780
2024$842.00 (+2.31%)
2023$823.00 (+2.62%)$65,065 Land $65,065
2022$802.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 976 Cooper Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 976 Cooper Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, Verizon.

Nearby Properties on Cooper Pl

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