1. Home
  2. Texas
  3. Cooke County
  4. Gainesville
  5. Co Rd 407

976 Co Rd 407, Gainesville, TX 76240 Property Records

Cooke County property record for 976 Co Rd 407, Gainesville, TX 76240 · Last verified August 2026

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,262 sqft
Lot Size0.74 acres (32,234 sqft)
Owner2 Individual Names on File
Tax Bill$2,958 (2025)
Deeds & MortgagesApr 2024 Mortgage
May 2023 Sale
Flood ZoneZone X (minimal risk)
APN0523-014-00001

Property Details

APN / Parcel Number

Primary APN0523-014-00001
Alternative APN
  • 9585

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,262 sqft Living Area
1st Floor Area2,262 sqft

Exterior

Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area32,234 sqft (0.74 acres)
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area180 sqft
Storage Building520 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0523-014-00001
Street Address976 COUNTY ROAD 407
CityGAINESVILLE
StateTX
Zip76240-1388
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionJESSUP T 0523 ACRES .74
Legal SubdivisionJESSUP T
JurisdictionCOOKE TX
Township / Civil DivisionMUENSTER
Census Block Group2
Census Block2176
Census Tract200

Owner

Source: Cooke County records · APN 0523-014-00001

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address976 COUNTY ROAD 407, GAINESVILLE, TX 76240-1388
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2024Deed of Trust, Mortgage · Conventional Mortgage
DATCU CU
May 17, 2023Warranty Deed, Transfer
GAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 2023
Deed SaleMay 17, 2023
Prior SaleJun 23, 2016 · Amount on Record
Deed Document Number20233380
Deed Book / Page2580 / 1
Prior Transfer DateMar 17, 2011
Prior Transfer Doc0000018274
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address976 COUNTY ROAD 407, GAINESVILLE, TX 76240-1388
Transaction TypeMortgage
Record UpdatedMay 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address976 COUNTY ROAD 407, GAINESVILLE, TX 76240-1388

Mortgage

Document Number0002638/17
DateApr 10, 2024
Book Page2638/17
Instrument2024-2386
Lender
NameDATCU CU
TypeCredit Union
AddressDENTON, TX 76202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOKE TX
Recording DateMay 17, 2023
Property Address976 COUNTY ROAD 407, GAINESVILLE, TX 76240-1388
Document Number00002580/1
Book / Page2580 / 1
Instrument DateMay 16, 2023
Instrument2023-3380
Transaction TypeTransfer
Record UpdatedNov 14, 2023
Title CompanyGAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address500 COUNTY ROAD 407, GAINESVILLE, TX 76240-1792

Transferred To (Grantee/Buyer)

NameVerified Name
Address976 COUNTY ROAD 407, GAINESVILLE, TX 76240-1388

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictLindsay Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,958.00 (-9.65%) Homeowner's exemption$292,567 (+8.34%) Land $53,924 Building $238,643$292,567 (+8.34%) Land $53,924 Building $238,643
2024$3,274.00 (-10.57%)
2023$270,048 Land $39,600 Building $230,448$270,048 Land $39,600 Building $230,448
2022$3,661.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2009–2015)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Wildfire

Wildfire RiskModerate
above 65% of the US · above 51% of Texas
Wildfire LikelihoodAbout 1 in 617 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
AMG Technology Investment GroupFixed Wireless500 / 100
VerizonFixed Wireless300 / 20
ElektraFiFixed Wireless (licensed-by-rule)100 / 20
Plains InternetFixed Wireless (unlicensed)25 / 3

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Co Rd 407

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures