Calloway County property record for 976 Chestnut St, Murray, KY 42071 · Last verified January 2026
| Property Type | Grocery, Supermarket |
|---|---|
| Details | 12,900 sqft |
| Owner | 2 Individual Names on File |
| Last Sale | $592,500 (Jul 2012) |
| Tax Bill | $2,911 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-D-0018-A |
| Primary APN | 041-D-0018-A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 12,900 sqft Total Area |
| Exterior Material | Concrete Block |
|---|---|
| Roof Material | Composition Shingle |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 101492 |
|---|---|
| Street Address | 976 CHESTNUT ST |
| City | MURRAY |
| State | KY |
| Zip | 42071-1965 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Grocery, Supermarket |
| Legal Description | 41D-18A,19 41F-2-1,2 976 CHESTNUT |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 10400 |
Source: Calloway County records · APN 041-D-0018-A
Assessment roll updated November 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 976 CHESTNUT ST, MURRAY, KY 42071-1965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2020 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF CADIZ & TRUST CO |
| Nov 08, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF CADIZ & TRUST CO |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2012 · Amount on Record |
| Deed Sale | Jul 05, 2012 · Amount on Record |
| Deed Document Number | 554073 |
| Deed Book / Page | 0926 / 409 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 976 CHESTNUT ST, MURRAY, KY 42071-1965 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 109 GINGER DR, MURRAY, KY 42071-6626 |
| Document Number | 1288/293 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 1288/293 |
| Instrument | 645770 |
| Name | BANK OF CADIZ & TRUST CO |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 08, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 976 CHESTNUT ST, MURRAY, KY 42071-1965 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1192/666 |
|---|---|
| Date | Nov 08, 2018 |
| Book Page | 1192/666 |
| Instrument | 630766 |
| Name | BANK OF CADIZ & TRUST CO |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 30, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Calloway County records · Assessment roll updated November 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Calloway County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,911.00 (-1.82%) | $360,000 (-) | $360,000 (-) |
| 2023 | $2,965.00 | $360,000 | $360,000 |
Source: FEMA National Flood Hazard Layer, Calloway County (21035C), updated September 29, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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