976 Chardonney Way, Escondido, CA 92029 Property Records

San Diego County property record for 976 Chardonney Way, Escondido, CA 92029

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,955 sqft · built 1989
Lot Size0.473 acres (20,590 sqft)
OwnerTrust Name on File
Last Sale$235,000 (Nov 1997)
Tax Bill$4,234 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN232-562-06-00

Property Details

APN / Parcel Number

Primary APN232-562-06-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,955 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area20,590 sqft (0.473 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address976 CHARDONNEY WAY
CityESCONDIDO
StateCA
Zip92029-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-20
Legal DescriptionLOT 12 TR 011884
Legal SubdivisionESCONDIDO BLKS RESUB
Legal Tract011884
Legal Block1
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1062
Census Tract20313

Owner

976 Chardonney Way is owner-occupied and held in a trust since June 2009.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address976 CHARDONNEY WAY, ESCONDIDO, CA 92029-1611
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 1997 · Amount on File
Deed SaleNov 7, 1997 · Amount on File
Prior SaleJul 11, 1988 · Amount on File
Deed Document Number1997564679
Last Transfer DateJun 16, 2009
Transfer Doc0000342063
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address976 CHARDONNEY WAY, ESCONDIDO, CA 92029-1611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address976 CHARDONNEY WAY, ESCONDIDO, CA 92029-1611

Mortgage

Document Number0000642629
DateOct 21, 2020
Instrument2020-0642629
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 976 Chardonney Way was $4,234 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$382,709 (+2%) Land $128,831 Building $253,878
2025$4,234.00 Homeowner's exemption$375,205 Land $126,305 Building $248,900
2023$4,050.00 (+1.12%) Homeowner's exemption$360,637 Land $121,401 Building $239,236
2022$4,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 976 Chardonney Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 976 Chardonney Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINCON DEL DIABLO MWD (ID-1)
serves 28,427 people · EPA ID CA3710018
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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