976 Chancery Ln, Cary, IL 60013 Property Records

McHenry County property record for 976 Chancery Ln, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,595 sqft · built 1997
Lot Size	0.255 acres (11,123 sqft)
Owner	2 Company Names on Record
Last Sale	$308,000 (Sep 2003)
Tax Bill	$9,612 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-23-130-007`

Property Details

APN / Parcel Number

Primary APN	`19-23-130-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,595 sqft Living Area
1st Floor Area	1,303 sqft
Basement Area	1,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,123 sqft (0.255 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	976 CHANCERY LN
City	CARY
State	IL
Zip	60013-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2007R0006244 LT 7 HUNT CLUB HILLS OF CARY MEMO: KUJOVICH, LAWRENCE R DECLARATION OF TRUST 1/2 INT/ KUJOVICH, SUSAN A DECLARATION OF TRUST 1/2 INT
Legal Subdivision	HUNT CLUB HILLS
Legal Block	130
Legal Lot Number	7
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3033
Census Tract	871312

Owner

Source: McHenry County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	976 CHANCERY LN, CARY, IL 60013-3230
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION
Oct 20, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2003 · Amount on Record
Deed Sale	Sep 3, 2003 · Amount on Record
Prior Sale	Jun 18, 1997 · Amount on Record
Deed Document Number	2003121347
Prior Transfer Date	Jun 13, 1997
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Sep 4, 2026
Property Address	976 CHANCERY LN, CARY, IL 60013-3230
Document Number	0000025967
Instrument Date	Aug 27, 2026
Instrument	202625967
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	976 CHANCERY LN, CARY, IL 60013-3230

Mortgage

Document Number	0000025967,
Date	Sep 4, 2026
Instrument	202625967

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Oct 20, 2025
Property Address	976 CHANCERY LN, CARY, IL 60013-3230
Document Number	0000029141
Map Reference	DOC 94R40187
Instrument Date	Oct 14, 2025
Instrument	2025R0029141
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 CHANCERY LN, CARY, IL 60013-3230

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	976 CHANCERY LN, CARY, IL 60013-3230
Document Number	0000019951
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	975 CHANCERY LN CARY IL 600133232, CARY, IL 60013-3232

Mortgage

Document Number	0000019951
Date	Jun 5, 2020
Instrument	19951

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 4, 2030

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,612.00 Homeowner's exemption	$137,222 (+30.64%) Land $11,756 Building $125,466	$411,666 (+30.64%) Land $35,268 Building $376,398
2022	Homeowner's exemption	$105,042 Land $9,489 Building $95,553	$315,126 Land $28,467 Building $286,659

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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