Bedford County property record for 976 Centerville Rd, Bedford, PA 15522
| Property Type | Single Family Home |
|---|---|
| Details | 1,395 sqft · built 1950 |
| Lot Size | 0.315 acres (13,721 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $57,000 (Dec 2005) |
| Tax Bill | $474 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C.14-D.03-036 |
| Primary APN | C.14-D.03-036 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,395 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 13,721 sqft (0.315 acres) |
| Deck Area | Deck Area |
| Street Address | 976 CENTERVILLE RD |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522-5730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | CUMBERLAND VALLEY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 961100 |
Source: Bedford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 976 CENTERVILLE RD, BEDFORD, PA 15522-5730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN BANK OF CORBIN INC |
| Oct 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2005 · Amount on Record |
| Deed Sale | Dec 22, 2005 · Amount on Record |
| Deed Document Number | 20059141 |
| Deed Book / Page | 1100 / 929 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 976 CENTERVILLE RD, BEDFORD, PA 15522-5730 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/3625 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 2020/3625 |
| Instrument | 2020-003625 |
| Name | HOMETOWN BANK OF CORBIN INC |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 976 CENTERVILLE RD, BEDFORD, PA 15522-5730 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018/4862 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 2018/4862 |
| Instrument | 2018-004862 |
| Name | HOMETOWN BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 24, 2033 |
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Cumberland Valley Township |
| Unified School District | Bedford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $474.00 (-44.76%) | $59,700 (-) Land $16,600 Building $43,100 | $59,700 (-) Land $16,600 Building $43,100 |
| 2025 | $59,700 (-) Land $16,600 Building $43,100 | ||
| 2023 | $858.00 Additional exemption filed | $59,700 Land $16,600 Building $43,100 | |
| 2012 | $59,700 Land $16,600 Building $43,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1993–1997) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 79% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Crowsnest Broadband Fixed Wireless | 940 / 450 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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