976 Cascata Trl, Huntertown, IN 46748 Property Records

Allen County property record for 976 Cascata Trl, Huntertown, IN 46748

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,665 sqft · built 2021
Lot Size	0.386 acres (16,800 sqft)
Owner	2 Individual Names on File
Last Sale	$775,390 (May 2023)
Tax Bill	$6,575 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-08-227-002.000-058`

Property Details

APN / Parcel Number

Primary APN	`02-02-08-227-002.000-058`
Alternative APN	`2456700007`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,665 sqft Living Area
Gross Area	4,820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,800 sqft (0.386 acres)
Garage Type	Attached
Garage Area	1,155 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	976 CASCATA TRL
City	HUNTERTOWN
State	IN
Zip	46748-4805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASCATA ESTATES LOT 7
Legal Subdivision	CASCATA ESTATES
Legal Lot Number	7
Jurisdiction	ALLEN IN
Township / Civil Division	PERRY
Census Block Group	4
Census Block	4006
Census Tract	10306

Owner

976 Cascata Trl is owned and occupied by two individuals who bought it in May 2023.

Source: Allen County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	976 CASCATA TRL, HUNTERTOWN, IN 46748-4805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage LAKE CITY BANK
May 2, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PARTNERS 1ST FCU
Dec 11, 2020	Warranty Deed, Transfer · Line of Credit LAKE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on File
Deed Sale	May 2, 2023 · Amount on File
Prior Sale	Dec 11, 2020 · Amount on File
Deed Document Number	202317640
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	976 CASCATA TRL, HUNTERTOWN, IN 46748-4805
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021035626
Date	Jun 1, 2021
Instrument	2021035626

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	17 Months
Due	Nov 25, 2022

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	May 2, 2023
Property Address	976 CASCATA TRL, HUNTERTOWN, IN 46748-4805
Document Number	2023017640
Map Reference	DOC 2020068229
Instrument Date	Apr 24, 2023
Instrument	2023017640
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 2, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 CASCATA TRL, HUNTERTOWN, IN 46748-4805

Mortgage

Document Number	2023017641
Date	May 2, 2023
Instrument	2023017641

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	10.5%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Dec 11, 2020
Property Address	976 CASCATA TRL, HUNTERTOWN, IN 46748-4805
Document Number	2020077863
Instrument Date	Dec 11, 2020
Instrument	2020077863
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	RENAISSANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9602 COLD RD D #202202, 202202, FORT WAYNE, IN 46825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9602 COLDER RD #202 # 202, 202, 46828

Mortgage

Document Number	2020077864
Date	Dec 11, 2020
Instrument	2020077864

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 976 Cascata Trl was $6,575, down 3.1% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Perry Township
Municipality	Huntertown Town
Unified School District	Northwest Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,575.00 (-3.05%)	$782,700 (+3.26%) Land $99,600 Building $683,100	$782,700 (+3.26%) Land $99,600 Building $683,100
2024	$6,782.00 (+10.37%)	$758,000 (+9.32%) Land $99,600 Building $658,400	$758,000 (+9.32%) Land $99,600 Building $658,400
2023	$6,145.00 (+105.45%)	$693,400 (+140.68%) Land $99,600 Building $593,800	$693,400 (+140.68%) Land $99,600 Building $593,800
2022	$2,991.00 (+3,503.61%)	$288,100 Land $99,600 Building $188,500	$288,100 Land $99,600 Building $188,500
2021	$83.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 976 Cascata Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 976 Cascata Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, MetaLINK Technologies.

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