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976 Campground Rd, Troy, TN 38260 Property Records

Obion County property record for 976 Campground Rd, Troy, TN 38260

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,695 sqft · built 1986
Lot Size5.17 acres (225,205 sqft)
Owner2 Individual Names on Record
Tax Bill$1,105 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN066103 01703

Property Details

APN / Parcel Number

Primary APN066103 01703
Alternative APN
  • 103 01703

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,695 sqft Living Area
1st Floor Area1,855 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area225,205 sqft (5.17 acres)
TerrainRolling
Garage TypeMixed
Garage Area2,461 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchSlab
Porch Area175 sqft
Shed1 Shed
Shed Area1,000 sqft
Canopy1 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address976 CAMPGROUND RD
CityTROY
StateTN
Zip38260-4722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 6
JurisdictionOBION TN
Township / Civil Division6
Census Block Group2
Census Block2016
Census Tract965400

Owner

Source: Obion County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address976 CAMPGROUND RD, TROY, TN 38260-4722
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 1998
Deed SaleMar 6, 1998
Prior SaleApr 22, 1994
Deed Book / Page24N / 567
Transfer Doc00024N0567
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address976 CAMPGROUND RD, TROY, TN 38260-4722
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address979 CAMPGROUND RD, TROY, TN 38260-4723

Mortgage

Document Number296/276
DateSep 7, 2021
Book Page296/276
Instrument69631
Lender
NameTHE CITIZENS BANK
TypeBank
AddressUNION CITY, TN 38261
Agreement
AmountAmount Recorded
Term239 Months
DueAug 30, 2041

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,105.00 (+46.16%)$80,025 (+29.12%) Land $5,775 Building $74,250
2023$61,975 (+59.94%) Land $5,775 Building $56,200$320,100 (+106.52%) Land $23,100 Building $297,000
2022$38,750 Land $4,225 Building $34,525$155,000 Land $16,900 Building $138,100
2018$756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELBRIDGE WATER ASSOCIATION
serves 3,239 people · EPA ID TN0000220
Water SourceGroundwater
Last State InspectionOct 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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