976 Bugs Branch Rd, Marion, KY 42064 Property Records

Caldwell County property record for 976 Bugs Branch Rd, Marion, KY 42064

Property Summary

Property Type	Single Family Home
Lot Size	106 acres (4,654,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Aug 2026)
Tax Bill	$3,307 (2025)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit Jul 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-11.21-7A`

Property Details

APN / Parcel Number

Primary APN	`12-11.21-7A`
Alternative APNs	`12-11 AND 21-7A` `126253-001` `10031301`

Exterior

Lot Area	4,654,430 sqft (106 acres)

Location & Zoning

Street Address	976 BUGS BRANCH RD
City	MARION
State	KY
Zip	42064-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 106.851 ACRES
Jurisdiction	CALDWELL KY
Township / Civil Division	FREDONIA
Census Block Group	2
Census Block	2056
Census Tract	920100

Owner

Source: Caldwell County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	516 BALES MILL RD, GREENSBURG, KY 42743-8359
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed, Transfer · Line of Credit FARMERS BANK
Jul 24, 2026	Deed of Trust, Mortgage · Construction Mortgage FARMERS BANK
Oct 19, 2017	Deed of Trust, Mortgage · Construction Mortgage FARMERS BANK & TRUST
Nov 6, 2018	Deed of Trust, Mortgage · FmHA Mortgage FARMERS BANK & TRUST
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Deed Document Number	2026461855
Deed Book / Page	360 / 685
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	Aug 14, 2026
Property Address	976 BUGS BRANCH RD, MARION, KY 42064-9632
Document Number	0000461855
Book / Page	360 / 685
Instrument Date	Aug 7, 2026
Instrument	2026461855
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,425.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	516 BALES MILL RD, GREENSBURG, KY 42743-8359

Mortgage

Document Number	0000461856,
Date	Aug 14, 2026
Instrument	2026461856

Lender

Name	FARMERS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	311 Months
Due	Jul 7, 2052

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Recording Date	Jul 24, 2026
Property Address	976 BUGS BRANCH RD, MARION, KY 42064-9632
Document Number	0000461378
Book / Page	425 / 660
Instrument Date	Jul 20, 2026
Instrument	2026461378
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 BUGS BRANCH RD, MARION, KY 42064-9632

Mortgage

Document Number	0000461378,
Date	Jul 24, 2026
Book Page	425/660
Instrument	2026461378

Lender

Name	FARMERS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 20, 2027

Interest

Rate	6.47%
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	976 BUGS BRANCH RD, MARION, KY 42064-9632
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000329/454
Date	Oct 19, 2017
Book Page	329/454

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 6, 2018

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	976 BUGS BRANCH RD, MARION, KY 42064-9632
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M340/070
Date	Nov 6, 2018
Book Page	M340/070

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Oct 29, 2043

Interest

Rate Type	Adjustable Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	976 BUGS BRANCH RD, MARION, KY 42064-9632
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 BUGS BRANCH RD, MARION, KY 42064-9632

Mortgage

Document Number	000394/507
Date	Jun 30, 2023
Book Page	394/507

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	122 Months
Due	Aug 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Caldwell County
Unified School District	Caldwell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,307.00 (-1.11%)	$407,820 (-)	$407,820 (-)
2023	$3,344.00	$407,820	$407,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bugs Branch Rd

Nearby Streets

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