976 Brownsmill Rd, Elsberry, MO 63343 Property Records

Lincoln County property record for 976 Brownsmill Rd, Elsberry, MO 63343

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,950 sqft · built 2006
Lot Size	0.551 acres (24,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,500 (Dec 2018)
Tax Bill	$3,343 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-90-29-000-000-037.001`

Property Details

APN / Parcel Number

Primary APN	`02-90-29-000-000-037.001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
Basement Area	1,950 sqft
Unfinished Basement	1,950 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,002 sqft (0.551 acres)
Garage Area	691 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	976 BROWNSMILL RD
City	ELSBERRY
State	MO
Zip	63343-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 STONEHART
Legal Range	02E
Legal Township	51N
Legal Section	17
Legal Subdivision	STONEHART
Legal Lot Number	1
Jurisdiction	LINCOLN MO
Township / Civil Division	HURRICANE
Census Block Group	3
Census Block	3080
Census Tract	810100

Owner

Source: Lincoln County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	976 BROWNSMILL RD, ELSBERRY, MO 63343-3420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on Record
Deed Sale	Dec 20, 2018 · Amount on Record
Prior Sale	Jul 10, 2014 · Amount on Record
Deed Document Number	201811389
Deed Book / Page	2429 / 972
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 20, 2018
Property Address	976 BROWNSMILL RD, ELSBERRY, MO 63343-3420
Document Number	2429/0972
Book / Page	2429 / 0972
Map Reference	MB 14 PG 91
Instrument Date	Dec 18, 2018
Instrument	2018011389
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	454 IVANHOE PL, 454, SAINT LOUIS, MO 63119-3707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 BROWNSMILL RD, ELSBERRY, MO 63343-3420

Mortgage

Document Number	2018011390
Date	Dec 20, 2018
Instrument	2018011390

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Elsberry City
Unified School District	Elsberry R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,446 (-) Land $6,078 Building $48,368
2025	$3,343.00 (+8.08%)	$54,446 (+8.57%) Land $6,078 Building $48,368	$286,560 (+8.57%) Land $31,990 Building $254,570
2023	$3,093.00 (+7.55%)	$50,147 Land $4,862 Building $45,285	$263,930 Land $25,590 Building $238,340
2022	$2,876.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	32 (1982–2025)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims Severe Storms & Flooding, Sep 1993 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSBERRY PWS serves 2,076 people · EPA ID MO6010250
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20