976 Bending Pine Ln, Cordova, TN 38018 Property Records

Shelby County property record for 976 Bending Pine Ln, Cordova, TN 38018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,124 sqft · built 2002
Lot Size	0.156 acres (6,796 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Jul 2020)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-1051-B0-0052`

Property Details

APN / Parcel Number

Primary APN	`09-1051-B0-0052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,124 sqft Living Area
Gross Area	2,632 sqft
1st Floor Area	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Lot Area	6,796 sqft (0.156 acres)
Garage Type	Attached
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	110 sqft
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	976 BENDING PINE LN
City	CORDOVA
State	TN
Zip	38018-0421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Description	ES BENDING PINE LN SEE MAP D2-14Q (TILE# 362)
Legal Subdivision	CROSSINGS OF CORDOVA PD PH 2
Legal Lot Number	132
Jurisdiction	SHELBY TN
Township / Civil Division	5
Census Block Group	2
Census Block	2012
Census Tract	21143

Owner

976 Bending Pine Ln is owned and occupied by an individual who bought it in July 2020.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	976 BENDING PINE LN, CORDOVA, TN 38018-0421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Warranty Deed, Transfer · Conventional with PMI PENTAGON FCU
May 13, 2019	Loan Modification, Mortgage · Conventional Mortgage BANK OF BARTLETT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Mar 13, 2007 · Amount on File
Deed Document Number	202075545
Prior Transfer Date	May 3, 2002
Prior Transfer Doc	0000091764
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 22, 2020
Property Address	976 BENDING PINE LN, CORDOVA, TN 38018-0421
Document Number	0000075545
Instrument Date	Jul 6, 2020
Instrument	75545
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	CLOSETRAK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$733.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 BENDING PINE LN CORDOVA TN 380180421, CORDOVA, TN 38018-0421

Mortgage

Document Number	75546
Date	Jul 22, 2020
Instrument	75546

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	TYSONS, VA 22102

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	976 BENDING PINE LN, CORDOVA, TN 38018-0421
Document Number	0000059536
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 BENDING PINE LN CORDOVA TN 380180421, CORDOVA, TN 38018-0421

Mortgage

Document Number	0000059536
Date	Jun 18, 2019
Instrument	59536

Lender

Name	BANK OF BARTLETT
Type	Bank
Address	BARTLETT, TN 38134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 17, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 976 Bending Pine Ln was $1,945.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,945.00	$72,325 Land $13,500 Building $58,825	$289,300 Land $54,000 Building $235,300
2023		$48,150 Land $8,750 Building $39,400
2022	$2,933.00
2021			$192,600 Land $35,000 Building $157,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 976 Bending Pine Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 976 Bending Pine Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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