Caldwell County property record for 976 Acorn Rd, Lockhart, TX 78644
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,953 sqft · built 1996 |
| Lot Size | 11.6 acres (506,037 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,700 (Apr 2015) |
| Tax Bill | $4,816 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0800248-137-100-00 |
| Primary APN | 0800248-137-100-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,953 sqft Living Area |
| 1st Floor Area | 1,953 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Georgian |
| Exterior Material | Logs |
| Foundation Type | Block |
| Roof Type | Reinforced Concrete |
| Lot Area | 506,037 sqft (11.6 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 423 sqft |
| Patio Area | 918 sqft |
| Shed | 1 Shed |
| Shed Area | 500 sqft |
| Account Number | 34561 |
|---|---|
| Street Address | 976 ACORN RD |
| City | LOCKHART |
| State | TX |
| Zip | 78644-4305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A248 REAVILL, NANCY, ACRES 11.617 |
| Legal Subdivision | REAVILL, NANCY |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | MARTINDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 960502 |
Source: Caldwell County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 976 ACORN RD, LOCKHART, TX 78644-4305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 27, 2018 | Deed of Trust, Mortgage ZINA R MEEKER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2015 · Amount on Record |
| Deed Sale | Apr 29, 2015 · Amount on Record |
| Deed Document Number | 20153520 |
| Prior Transfer Date | Nov 6, 2014 |
| Prior Transfer Doc | 0000004900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 976 ACORN RD, LOCKHART, TX 78644-4305 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2023 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 976 ACORN RD, LOCKHART, TX 78644-4305 |
| Document Number | 2022009455 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022-009455 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 976 ACORN RD, LOCKHART, TX 78644-4305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018004773 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 2018-004773 |
| Name | ZINA R MEEKER |
|---|---|
| Type | Private Party |
| Address | 2608 N GUADALUPE ST, SEGUIN, TX 78155 |
| Amount | Amount Recorded |
|---|
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Prairie Lea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,816.00 (-2.11%) | $324,370 (-50.12%) | $581,710 (-10.84%) Land $282,500 Building $299,210 |
| 2025 | $4,920.00 (+37.47%) Homeowner's exemption Disabled Person's exemption | $650,252 (+133.91%) | $652,420 (-8.66%) Land $349,970 Building $302,450 |
| 2024 | $3,579.00 (+19.66%) | ||
| 2023 | $2,991.00 (-22.65%) Homeowner's exemption | $277,996 Land $51,290 Building $321,690 | $714,310 Land $392,620 Building $321,690 |
| 2022 | $3,867.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (2013–2015) |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 63% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAXWELL SUD serves 16,104 people · EPA ID TX0280003 |
|---|---|
| Water Source | Purchased surface water from CRWA HAYS CALDWELL WTP |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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