976 85th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 976 85th Ave W, Duluth, MN 55808 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage1,193 sqft Gross Area
Lot Size6,097 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$208,000 (2021)
Tax Bill$2,488.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-3300-04390
Alternative APN
  • 1119587

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms8 Rooms
Building Area1,193 sqft Gross Area
1st Floor710 sqft 1st Floor
Basement Area265 sqft Basement
Finished Basement265 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Lot Area6,097 sqft (0.14 acres)
Garage Area624 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Porch1 Porch
Porch Area171 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1119587
Street Address976 85TH AVE W
CityDULUTH
StateMN
Zip55808-1405
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 0003 BLOCK:032 SERIAL #
Legal SubdivisionMORGAN PARK OF DULUTH
Legal Block32
Legal Lot Number3
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup1
Census Block1005
Census Tract3700

Owner

Source: St. Louis County records · APN 010-3300-04390

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address976 85TH AVE W, DULUTH, MN 55808-1405
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
NORTH SHORE BANK OF COMMERCE
Oct 22, 2021Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Mar 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Jan 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 22, 2021 · Amount on Record
Deed SaleOct 22, 2021 · Amount on Record
Prior SaleFeb 02, 2016 · Amount on Record
Deed Doc Number20211048649
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address976 85TH AVE W, DULUTH, MN 55808-1405
Transaction TypeMortgage
Record UpdatedOct 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001048651
DateOct 22, 2021
Instrument1048651
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term121 Months
DueNov 01, 2031

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 22, 2021
Property Address976 85TH AVE W, DULUTH, MN 55808-1405
Document Number0001048649
Instrument DateOct 14, 2021
Instrument1048649
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$686.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address976 85TH AVE W, DULUTH, MN 55808-1405

Mortgage

Document Number0001048650
DateOct 22, 2021
Instrument1048650
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address976 85TH AVE W, DULUTH, MN 55808-1405
Document Number00T1008672
Instrument DateMar 07, 2019
Transaction TypeMortgage
Record UpdatedMar 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address976 85TH AVE W DULUTH MN 558081405, DULUTH, MN 55808-1405

Mortgage

Document Number00T1008672
DateMar 19, 2019
InstrumentT1008672
Lender
NameMISCELLANEOUS GOVT AGCY
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address976 85TH AVE W, DULUTH, MN 55808-1405
Document Number00T1008671
Instrument DateJan 24, 2019
Transaction TypeMortgage
Record UpdatedMar 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address976 85TH AVE W DULUTH MN 558081405, DULUTH, MN 55808-1405

Mortgage

Document Number00T1008671
DateMar 19, 2019
InstrumentT1008671
Lender
NameMISCELLANEOUS GOVT AGCY
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,488.00 (-0.48%) Homeowner's exemption
2025$2,500.00 (-7.2%) Homeowner's exemption$219,100 (+6.26%) Land $13,500 Building $205,600$219,100 (+6.26%) Land $13,500 Building $205,600
2024$2,694.00$206,200 (+29.28%) Land $15,800 Building $190,400$206,200 (+29.28%) Land $15,800 Building $190,400
2022$159,500 Land $14,700 Building $144,800$159,500 Land $14,700 Building $144,800

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