976 7th St, Imperial Beach, CA 91932 Property Records

San Diego County property record for 976 7th St, Imperial Beach, CA 91932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,100 sqft · built 2015
Lot Size	0.93 acres (4,052 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Jan 2021)
Tax Bill	$12,274 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`626-372-18-00`

Property Details

APN / Parcel Number

Primary APN	`626-372-18-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	4,052 sqft (0.93 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	976 7TH ST
City	IMPERIAL BEACH
State	CA
Zip	91932-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-3800
Legal Description	PAR 2 TR PM21227
Legal Subdivision	CITY/IMPERIAL BEACH
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4012
Census Tract	10300

Owner

976 7th St is owned and occupied by two individuals who bought it in January 2021.

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	976 7TH ST, IMPERIAL BEACH, CA 91932-2142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC
Jun 9, 2020	Quit Claim Deed, Transfer BETTER MTG CORP ISAOA
Nov 15, 2017	Grant Deed, Transfer · VA Mortgage FIRST CALIFORNIA FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on File
Deed Sale	Jan 27, 2021 · Amount on File
Prior Sale	Jan 29, 2016 · Amount on File
Deed Document Number	202164400
Prior Transfer Date	May 22, 2020
Prior Transfer Doc	0000293595
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2021
Property Address	976 7TH ST, IMPERIAL BEACH, CA 91932-2142
Document Number	0000064400
Map Reference	FILE 2015-7000130
Instrument Date	Jan 4, 2021
Instrument	2021-0064400
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	976 7TH ST, IMPERIAL BEACH, CA 91932-2142
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064401
Date	Jan 27, 2021
Instrument	2021-0064401

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2020
Property Address	976 7TH ST, IMPERIAL BEACH, CA 91932-2142
Document Number	0000293595
Instrument Date	May 22, 2020
Instrument	293595
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	976 7TH ST IMPERIAL BEACH CA 919322142, IMPERIAL BEACH, CA 91932-2142

Mortgage

Document Number	293596
Date	Jun 9, 2020
Instrument	293596

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2017
Property Address	976 7TH ST, IMPERIAL BEACH, CA 91932-2142
Document Number	0000533869
Map Reference	PM21227
Instrument Date	Oct 30, 2017
Instrument	2017-0533869
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 7TH ST, IMPERIAL BEACH, CA 91932-2142

Mortgage

Document Number	0000533870
Date	Nov 15, 2017
Instrument	2017-0533870

Lender

Name	FIRST CALIFORNIA FUNDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 976 7th St was $12,274.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$966,065 (+2%) Land $463,024 Building $503,041
2025	$12,274.00	$947,124 Land $453,946 Building $493,178
2023	$11,940.00 (+3.63%)	$910,348 Land $436,320 Building $474,028
2022	$11,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 976 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 976 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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