Ramsey County property record for 976 7th St E, Saint Paul, MN 55106 · Last verified August 2026
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Year Built | Built 2008 |
| Square Footage | 1,920 sqft Total Area |
| Lot Size | 16,883 sqft (0.388 acres) |
| Last Sale | $575,000 (2001) |
| Tax Bill | $7,264.00 (2025) |
| Primary APN | 28-29-22-34-0128 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,920 sqft Total Area |
|---|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Exterior |
| Lot Area | 16,883 sqft (0.388 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 401029 |
|---|---|
| Street Address | 976 7TH ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-3848 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | TERRYS ADDITION LOTS 1 THRU 5 BLK BLK 18 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 28 |
| Legal Subdivision | TERRYS ADDITION |
| Legal Block | 18 |
| Legal Lot Number | 1-5 |
| Jurisdiction | RAMSEY MN |
| Minor Civil Division | ST. PAUL |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 31701 |
Source: Ramsey County records · APN 28-29-22-34-0128
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 195 CHANTICLEER LN, ALAMO, CA 94507-2345 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 21, 2017 | Deed of Trust, Mortgage SPIRE CU |
| Sep 21, 2017 | Deed of Trust, Mortgage · Line of Credit SPIRE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 2001 · Amount on Record |
| Deed Sale | Jul 30, 2001 · Amount on Record |
| Deed Doc Number | 2001291607 |
| Prior Transfer Date | Jul 20, 2001 |
| Prior Transfer Doc | 0000291607 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 976 7TH ST E, SAINT PAUL, MN 55106-3848 |
| Document Number | 0002598213 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2017 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1337 MOUND TRL CENTERVILLE MN 550389730, CENTERVILLE, MN 55038-9730 |
| Document Number | 0002598213 |
|---|---|
| Date | Oct 03, 2017 |
| Instrument | 2598213 |
| Name | SPIRE CU |
|---|---|
| Address | FALCON HEIGHTS, MN 55113 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Oct 02, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 976 7TH ST E, SAINT PAUL, MN 55106-3848 |
| Document Number | 0004680723 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1337 MOUND TRL CENTERVILLE MN 550389730, CENTERVILLE, MN 55038-9730 |
| Document Number | 0004680723 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 4680723 |
| Name | SPIRE CU |
|---|---|
| Address | FALCON HEIGHTS, MN 55113 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 10, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,700 (+3.88%) Land $109,700 Building $139,000 | $248,700 (+3.88%) Land $109,700 Building $139,000 | |
| 2025 | $7,264.00 (-6.66%) | ||
| 2023 | $7,782.00 | $239,400 Land $109,700 Building $129,700 | $239,400 Land $109,700 Building $129,700 |
976 7th St E is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Ramsey County (27123C), updated April 20, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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